tag:blogger.com,1999:blog-84057407472643921362024-03-14T10:06:39.989-07:00AMT Warranty CorpAMT Warranty Corporation, a wholly owned subsidiary of AmTrust Financial Services, Inc. (NASDAQ: AFSI), provides finance and insurance products to automobile, RV/trailer, marine and power sports retailers, manufacturers and financial institutions. AMT Warranty offers innovative F&I products, program development and customer support. With over 25 million active contracts, AMT Warranty has a reputation for providing highly scalable and financially successful programs.Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.comBlogger49125tag:blogger.com,1999:blog-8405740747264392136.post-11424970470731367572019-02-27T02:28:00.004-08:002019-02-27T02:28:50.867-08:00OSHA is a Champion for Temporary Worker Safety<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">More
than three million.</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">According to the </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://americanstaffing.net/staffing-research-data/fact-sheets-analysis-staffing-industry-trends/staffing-industry-statistics/" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">American
Staffing Association (ASA)</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">, that’s how many temporary and contract
employees clock in during an average workweek.</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">Helping keep the economy rolling, the staffing
and recruiting industry provides job and career opportunities for more than 15
million U.S. employees each year, per the ASA. No matter the industry or
assignment, businesses employing temporary workers have an obligation to keep
them safe.</span><br />
<br />
<span style="background: white;">The agency responsible for making sure the job’s
done right is the </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.osha.gov/" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">Occupational Safety and Health Administration (OSHA).</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> In 2018, OSHA sharpened
its focus on the safety of temporary personnel with the release of its guidance
on lockout/tagout training requirements for temporary workers. It’s one of
three documents specific to this class of employees that OSHA released last
year.</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
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<span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">Working Hard to Keep Employees Safe</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Since
its creation in 1970, OSHA has had a clearly defined mission: to ensure that
every working man and woman in the nation is employed under safe and healthful
working conditions. In OSHA’s eyes, temporary employees are entitled to the
same protections as all other covered workers.</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">“OSHA has for a while recognized the potential
that these temporary workers are possibly falling through cracks from a safety
training standpoint,” explains Jeff Corder, vice president of loss control at
AmTrust North America, a multinational property and casualty insurer that
writes coverage for staffing agencies.</span><br />
<br />
<span style="background: white;">To help keep temporary employees out of harm’s
way, OSHA launched the Temporary Worker Initiative (TWI) in 2013. The agency
continues to be an active advocate for temporary worker safety, paying close
attention to the risks these employees face when introduced to unfamiliar
environments. A list of the TWI bulletins issued to date can be found </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.osha.gov/pls/publications/publication.searchresults?pSearch=twi" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">here.</span></a></span></div>
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<span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">Temporary Workers Have a Higher Risk of Injury</span></div>
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<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">When
it comes to temporary employees and their safety, OSHA has several concerns.
The first being that host employers could be using temporary workers as a way
to get around compliance obligations and other worker safety laws. Other key
concerns include:</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Temporary
employees are more vulnerable to accidents because of their limited time
on the job. </span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Not all
temporary workers receive the training needed to perform their jobs
safely; additionally, these employees may not have a thorough
understanding of their duties.</span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Temporary
team members are more likely to be retaliated against by the host employer
for reporting a health or safety violation – or engaging in another type
of whistleblowing.</span></li>
</ul>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 15.0pt; mso-outline-level: 2; vertical-align: baseline;">
<span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">Compliance Takes Collaboration</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">While
their business objectives may differ, staffing agencies and host employers
are </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.osha.gov/temp_workers/" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">jointly
responsible </span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">for maintaining a healthy and safe work environment for
temporary employees. To ensure their well-being, OSHA recommends that agencies
and employers do the following:</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 7.5pt; mso-outline-level: 3; vertical-align: baseline;">
<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
Perform your due diligence</span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<span style="background: white;">Staffing agencies have a duty to investigate the
conditions of each client’s workplace before initiating an employee’s
placement. Additionally, the staffing agency should follow up with every host
employer to verify that the company is fulfilling its responsibilities as a
safe employer. On the employer side, companies working with staffing agencies
need to verify that any contracts accurately reflect which party is responsible
for compliance with various OSHA guidelines.</span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 7.5pt; mso-outline-level: 3; vertical-align: baseline;">
<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
Understand and anticipate potential risks</span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<span style="background: white;">While staffing agencies aren’t expected to
become experts on specific workplace hazards, they need to determine what
hazards exist and how best to protect temporary workers before they start an
assignment. Keeping employee safety top of mind, the host employer must
implement and enforce a workplace safety program, and continually assess its
environment for potential hazards. A collection of recommended practices for
safeguarding temporary workers is available in this</span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.osha.gov/Publications/OSHA3735.pdf" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";"> free
PDF.</span></a></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 7.5pt; mso-outline-level: 3; vertical-align: baseline;">
<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
Have ongoing communication</span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<span style="background: white;">Consistent dialogue between the staffing agency
and the host employer is the only way to ensure that temporary employees
receive all the safety protections they deserve.</span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 7.5pt; mso-outline-level: 3; vertical-align: baseline;">
<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
Treat temporary workers like any other employee</span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<span style="background: white;">Every employee, regardless of employment status,
is worthy of the same level of respect and training, especially when it comes
to health and safety procedures.</span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 15.0pt; mso-outline-level: 2; vertical-align: baseline;">
<span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">Two agencies, one goal</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">OSHA
isn’t the only agency that looks out for the wellbeing of temporary workers.
The National Institute for Occupational Safety and Health conducts research and
makes recommendations for preventing work-related injuries and illnesses.
The </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.cdc.gov/niosh/index.htm" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">agency’s website</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> hosts an array of
resources linked to workplace safety and health, from accident prevention
videos to health hazard evaluations.</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 15.0pt; mso-outline-level: 2; vertical-align: baseline;">
<span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 18.0pt; mso-fareast-font-family: "Times New Roman";">AmTrust is all in on workplace safety</span></div>
<div class="MsoNormal">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">A safe and successful workplace starts with having the right
resources and safeguards in place. Comprised of risk management
specialists, </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://amtrustfinancial.com/loss-control"><span style="color: #407ec9; font-family: "Arial","sans-serif";">AmTrust’s Loss Control Team</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"> is
dedicated to helping businesses like yours create a loss prevention program
that addresses the specific risks of your operation. As an AmTrust
policyholder, you’ll have access to a series of industry-specific training
videos along with a host of other </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://amtrustfinancial.com/loss-control/industry-resources"><span style="color: #407ec9; font-family: "Arial","sans-serif";">risk management
solutions. </span></a></span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">Even when workplace safety is a priority,
accidents can happen. As one of the nation’s largest </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://amtrustfinancial.com/small-business-insurance/workers-compensation"><span style="color: #407ec9; font-family: "Arial","sans-serif";">workers’ compensation
insurance</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"> providers, AmTrust provides coverage
designed to protect your business and your employees in the event of a
workplace illness or injury.</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">Every employee has a right to work in a healthy
and safe environment. Working closely with staffing agencies, businesses big
and small must be diligent about protecting their employees, including
temporary workers.</span><br />
<br />
<span style="background: white;">For answers to frequently asked questions about
workplace safety and a list of links to related resources, visit </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://www.osha.gov/employers/index.html" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">OSHA’s Employer
Section. </span></a></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><span style="color: #407ec9; font-family: "Arial","sans-serif";"><b><span style="color: black;">Article Source:- <a href="https://amtrustfinancial.com/blog/loss-control/osha-is-a-champion-for-temporary-worker-safety">https://amtrustfinancial.com/blog/loss-control/osha-is-a-champion-for-temporary-worker-safety</a></span></b></span></span></div>
</div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-22310535072916589922019-02-21T23:59:00.002-08:002019-02-21T23:59:50.546-08:00The Importance of Motor Vehicle Records Checks<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Sometimes,
when asked about checking Motor Vehicle Reports (MVRs) on their drivers, small
and medium business owners will ask, “Why? I’m not a trucking or a bus company
– I don’t really even hire any drivers, I hire plumbers (or carpenters, or
sales people, etc.), I don’t have a fleet of big vehicles and professional
drivers.”</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">In contrast to full-time, professional truck and
bus drivers, whose primary job is driving, driving duties for plumbers,
carpenters, consultants, sales people and many other workers are considered
incidental to their primary jobs. In other words, driving is a necessary part
of the job, but not the fundamental job. Accordingly, these drivers are
called </span><i>incidental drivers. </i><br />
<br />
<span style="background: white;">While it’s true that many occupations’ driving
requirements do not involve the all-day, every-day driving exposure faced by
professional drivers, incidental drivers do face the same road hazards and
dangers as the pros. And the fundamental safety controls are pretty much the
same. </span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.fmcsa.dot.gov/regulations/title49/section/391.25" target="_blank"><span style="color: #407ec9; font-family: "Arial","sans-serif";">Federal
Law 49 CFR 391.25 and 391.27</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"> state that regulated motor carriers (U.S.
Code of Federal Regulations-operations of big trucks and busses) should check
their drivers’ MVRs at the time of hire and review MVRs on an annual basis,
among other requirements. Do they know something that can be useful to the
small incidental fleet (“fleet,” for small business purposes, means one or more
vehicles) operator?</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
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<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
The Benefits of MVR Screening</span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fundamentally,
MVRs are a tool to help ensure that a business puts only qualified, safe
drivers into its vehicles. Or, equally important, the organization only permits
safe drivers to use their own vehicles on company business. It is a
well-established law that while an employee is conducting company business in
their own personal vehicle, in the event of a mishap the company’s workers’
compensation and potentially other liabilities can come into play, adversely
affecting the business.</span><span style="color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"><br />
<br />
<span style="background: white;">An MVR provides information not always found in
a standard employment screening test, like a criminal background check. The
type of information you can expect to learn from an MVR includes:</span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
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information – name, address, date of birth, appearance</span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Driver’s
license details, including the number, type, class and restrictions,
status (whether it’s valid, suspended, revoked or cancelled), endorsements</span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Details
about prior convictions, including DUIs and DWIs</span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Driving
records points</span></li>
<li class="MsoNormal" style="background: white; color: #666666; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; mso-list: l0 level1 lfo1; tab-stops: list .5in; vertical-align: baseline;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Accident reports,
traffic violations and vehicular crimes</span></li>
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<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">A few
reasons small business owners should conduct annual MVR screening include:</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">MVRs are predictive – they are
“crystal balls.”</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">MVRs
provide information not only regarding an employee’s future driving habits, but
also how he or she will drive while on company business. Some believe that how
a driver acts in his/her personal vehicle has no bearing on how they’ll behave
in a company vehicle, but a driver engaging in risky behavior in their own
vehicle faces traffic violations, potentially becoming involved in preventable
accidents, increased insurance costs and other personal consequences. With this
motivation, does it seem likely that a driver would be any more careful with
someone else’s (your business’s) vehicle? Or that someone would successfully be
able to shift between multiple sets of driving habits and attitudes?</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">MVRs are the tip of the iceberg.</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Most
drivers will admit they have committed at least a small violation without being
caught. Various studies have tried to establish ratios of how many violations
are typically committed before being observed by a police officer and cited.
For instance, one such study suggests that the average offender has driven
drunk at least 80 times before being caught.1 So the violations, citations and
accidents that appear on MVRs are just the tip of the iceberg, and to some
extent, can reasonably be considered part of a wider pattern of adverse
behaviors behind the wheel. Often when confronted, the driver may claim “but it
was the first time I ever went through a stop sign!” and while this may be
true, our own experiences and studies show it’s not likely the case.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">“But we’re such a small company, I
know all my people well. I’d know if they had an accident or got a ticket.”</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Yes,
you would know if an employee crashed or caused physical damage to a company
vehicle, but what about violations? You may think you’d know about those, too,
but try the family test—can you honestly say you know about the violations,
tickets and even minor accidents your adult family members have at any given
time? Most adult children cannot answer this question about their own parents,
let alone about their siblings. And if you don’t know this information
regarding your own family members, who have no real motivation to hide adverse
driving information from you, could you expect that potentially adverse
information—that could cost someone their job—to come to light through “the
grapevine?”</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">MVRs can help verify drivers’
licenses and applicants’ claims about driving history.</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fake
drivers’ licenses are not hard to come by and when a good-paying job is at
stake, there could be motivation for an applicant to resort to dishonesty to
obtain or retain a job. Discrepancies between what is claimed and what an MVR
says, or an MVR that comes back with a “no license found” notation can be a
starting point for an employer to clarify the situation and get to the facts.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">MVRs should be checked before
allowing any employee to drive on company business.</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Some
business owners may depend on their insurance company or insurance agent to
check driver MVRs. The problem with this is twofold: One, some insurance
companies only do spot checks on random drivers, and not necessarily every
year. Secondly, if you allow a new employee to drive on company business, and
then later—in some cases, much later—learn from the agent or the insurance
company that this driver has an unacceptable driving record, it becomes a much
bigger problem for you at this point. Or worse—it’s possible you won’t find out
you’ve put a problem driver on the road until an accident occurs! Often, the
need for a replacement driver comes up suddenly, so when possible it is
recommended that alternate fill-in drivers be pre-qualified via MVR checks and
other tools. This way you can ensure they’ll be ready to go when and if needed,
thus eliminating the need for “panic” driver hiring/assignment.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">Life circumstances change, so MVRs
should be checked at least annually.</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Any
number of life events such as death of loved ones, divorce, illness and others
can result in drinking or drug abuse, or other problems that cause undesirable
driving behaviors that are reflected in MVRs. In some cases, a driver may be
able to successfully hide these behaviors from the employer. Gaining this
information through annual MVR reviews before a bad accident or other incident
occurs is a major benefit of a strong MVR review program.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<b><span style="color: #666666; font-family: "inherit","serif"; font-size: 12.0pt; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman";">Negligent entrustment.</span></b></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; vertical-align: baseline;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">If
you are guilty of negligent entrustment, this means that you entrusted (gave,
or allowed someone to use) something potentially dangerous to a user who caused
injury to a third party due to incompetence. In other words, if you permit
someone to drive on company business without determining that the driver is
competent and capable behind the wheel, you can be charged with negligent
entrustment. MVRs are recognized as an effective tool for use in determining
driver competence and safety, so failure to use MVRs to ensure your company
drivers are competent and capable can be considered negligence on your part. If
a court finds negligent entrustment this can potentially increase the losses
incurred from a traffic mishap. Conversely, in the event a serious accident
occurs despite your best efforts, being able to demonstrate that MVRs are a
central part of your driver qualification and annual review process can create
a strong defense against accusations of negligent entrustment of a motor
vehicle.</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: 7.5pt; mso-outline-level: 3; vertical-align: baseline;">
<b><span style="color: #2a568f; font-family: "Helvetica","sans-serif"; font-size: 13.5pt; mso-fareast-font-family: "Times New Roman";"><br />
Loss Control from AmTrust Financial</span></b></div>
<div class="MsoNormal">
<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">AmTrust’s </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://amtrustfinancial.com/lc"><span style="color: #407ec9; font-family: "Arial","sans-serif";">Loss Control Department</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"> provides
a variety of resources to help you identify the specific hazards small and
medium sized businesses face. We are dedicated to providing the right
recommendations and resources necessary to create the most effective loss
prevention program for your specific needs. Please </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><a href="https://amtrustfinancial.com/loss-control/contact-us"><span style="color: #407ec9; font-family: "Arial","sans-serif";">contact us</span></a></span><span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"> today
to learn more.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
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<span style="background: white; color: #666666; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><b> Article Source:- <a href="https://amtrustfinancial.com/blog/loss-control/the-importance-of-motor-vehicle-records-checks">https://amtrustfinancial.com/blog/loss-control/the-importance-of-motor-vehicle-records-checks</a></b></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-67901484311309401392018-11-28T03:47:00.003-08:002018-11-28T03:47:49.468-08:00Retail Safety Tips for the Holidays<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">It might seem hard to believe, but the holiday shopping season is officially upon us. Across the country, retail stores are gearing up for this extremely busy time of year. For the 2018 holiday season, some forecasters say there will be a 5 to 5.6 percent increase in sales over the 2017 shopping season, including a projected 17 to 22 percent increase in e-commerce sales.</span><a href="https://www.pwc.com/" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_blank"><span> </span>Price Waterhouse Cooper</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>predicts that consumers will spend over $1,250 during the holiday season, while the<span> </span></span><a href="https://nrf.com/media/press-releases/consumers-will-spend-41-percent-more-last-year-during-winter-holidays-according" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_blank">National Retail Federation</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>is a bit more conservative, saying consumers will spend right around $1,000 this holiday season, an increase of 4.1 percent over 2017.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">No matter the exact number, it is looking to be a very busy holiday season for retailers. With the predicted increase in sales, retail teams at brick-and-mortar locations must start preparing their stores now for additional traffic. Part of that preparation is to make sure the store is safe for both employees and customers.</span><br />
<h2 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 2.3rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 300; letter-spacing: normal; line-height: 2.3rem; margin: 0px 0px 20px; orphans: 2; padding: 25px 0px 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
Holiday Safety Tips for Retail Locations</h2>
<img alt="" src="https://amtrustfinancial.com/getmedia/69d1f12a-faf4-4c15-a113-b78835506914/GettyImages-916083808-retail-safety-tips-min.jpg" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; max-width: 100%; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Increased in-store traffic means more possibilities for individuals getting injured as they browse items or stock shelves during the busy holiday season. Stores should minimize any potential hazards to help reduce the risks for costly injuries, illnesses and potential losses.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Employees should be trained on keeping the store floor as clear as possible as boxes, merchandise and ladders can become hazards. New and inexperienced employees are at highest risk of injury. Make sure training programs are rigorous and fully indoctrinate all new workers. Assign a qualified, experienced mentor to each new hire so they can be shown the right way to do things and they have a person they can readily go to if they have questions or face a task or hazard they are unsure about.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Other tips to help keep a store safe this holiday season include:</span><ul style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; list-style: disc; margin: 0px; orphans: 2; padding: 0px 0px 0px 17px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Don’t block fire extinguishers:<span> </span></strong>Make sure there is a clear path to fire extinguishers. Also, boxes or decorations should not block ceiling sprinklers.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Keep emergency exits clear:<span> </span></strong>Emergency exits must always be clear of boxes, furniture or other stored items.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Indicate when floors are wet:<span> </span></strong>Use wet floor signs to help prevent slips and falls on a slick floor. Make sure the hazard is properly cleaned up per spill clean-up policies. This is especially important during snowy months when customers are tracking snow into the store.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Use ladders properly:<span> </span></strong>Falls from portable ladders are a major source of injury in the workplace. In fact, according to the<span> </span><a href="https://amtrustgroup.com/small-business-insurance/claims/prevention/Ladder-Safety" style="border: 0px; box-sizing: border-box; color: #407ec9; font: inherit; margin: 0px; padding: 0px; position: relative; text-decoration: none; vertical-align: baseline;">American Ladder Institute,</a><span> </span>over 300 people die each year in ladder-related accidents, while thousands of others suffer disabling injuries. Train your staff on how to use ladders in the right way, from carrying them throughout the store, placing them in clear spaces, correct climbing tips and the correct storage procedure.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Follow lifting safety procedures:</strong><span> </span>Back injuries can occur when you do not lift boxes and heavy items in the correct way. Employees should learn how to properly lift heavy objects to help avoid injuries and back strain, which could result in a<span> </span><a href="https://amtrustfinancial.com/small-business-insurance/workers-compensation" style="border: 0px; box-sizing: border-box; color: #407ec9; font: inherit; margin: 0px; padding: 0px; position: relative; text-decoration: none; vertical-align: baseline;">workers’ compensation claim</a>. Establish weight and size limits for merchandise that trigger a mandatory two-person lift. Make sure carts and dollies are used to their potential.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Set merchandise racks correctly:</strong><span> </span>Merchandise racks should be spaced according to federal and state rules. Also, do not leave empty merchandise stands on the sales floor where customers can easily trip or walk into them causing injury.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: bold; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Prevent employee theft:</strong><span> </span>Employee theft increases during the holiday season. Retails stores can help deter employee theft by having the proper on boarding procedures, performing background checks on employees, conducting loss prevention training, have working security cameras and enforcing company loss prevention protocols.</li>
</ul>
<h2 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 2.3rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 300; letter-spacing: normal; line-height: 2.3rem; margin: 0px 0px 20px; orphans: 2; padding: 25px 0px 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
Outdoors Safety Tips for Retail</h2>
<br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Just as the inside of a store needs to be safe for employees and customers, the outside of the store needs to be prepared and ready for high traffic and the possibility of inclement winter weather. Parking lots, entryways, sidewalks and walkways must be clear of snow and ice at all times, especially during business hours. Additionally, remember that snow piles, while also dangerous, can prevent customers from coming into your store. Businesses should have de-icing products like salt on hand to remove ice or snow. Clearing snow and ice outside will help prevent some of the slips and falls that lead to injuries for both your customers and your valued employees.</span><h2 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 2.3rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 300; letter-spacing: normal; line-height: 2.3rem; margin: 0px 0px 20px; orphans: 2; padding: 25px 0px 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
Loss Control and Commercial Property Protection at AmTrust</h2>
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Safety, especially during the hectic holiday shopping season, starts with knowledge. Having the right safety resources and<span> </span></span><a href="https://staging.amtrustfinancial.com/loss-control/resources/commercial-property-and-maintenance" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">commercial property protection</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>are keys to a successful holiday season. AmTrust’s<span> </span></span><a href="https://staging.amtrustfinancial.com/loss-control" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">Loss Control Department</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>can give you the individual attention you deserve, identifying specific hazards and offering solutions that fit your operation. We are dedicated to providing the right recommendations and resources necessary to create an effective loss prevention program for your store. Please<span> </span></span><a href="https://amtrustfinancial.com/about-us/contact-us" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">contact us</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>to learn more.</span><br />
<br />
<b><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; letter-spacing: normal; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"> Article Source: </span></b><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"> <a href="https://amtrustfinancial.com/blog/loss-control/retail-safety-tips-for-the-holidays">https://amtrustfinancial.com/blog/loss-control/retail-safety-tips-for-the-holidays</a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com2tag:blogger.com,1999:blog-8405740747264392136.post-73300029696558766792018-11-13T00:55:00.001-08:002018-11-13T00:55:18.572-08:00Cybersecurity Checklist for the Holiday Season<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">The National Retail Federation is predicting holiday retail sales to reach<span> </span></span><a href="https://nrf.com/media/press-releases/nrf-forecasts-holiday-sales-will-increase-during-2018-season" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_blank">$717.45 billion to $720.89 billion</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>this year. With the sheer volume of transactions set to take place for retail operations (both online and at brick-and-mortar stores), now is a good time to make sure your small business has a well-defined<span> </span></span><a href="https://amtrustfinancial.com/blog/small-business/5-data-breach-prevention-tips" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_self">cybersecurity plan</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>in place. Here’s a handy checklist to consider when assessing your cybersecurity measures for the upcoming holiday shopping season.</span><br />
<h2 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 2.3rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 300; letter-spacing: normal; line-height: 2.3rem; margin: 0px 0px 20px; orphans: 2; padding: 25px 0px 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
Small Business Cybersecurity Tips for a Safe & Successful Holiday Season</h2>
<h3 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 1.25rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 600; letter-spacing: normal; line-height: inherit; margin: 0px 0px 10px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<img alt="" src="https://amtrustfinancial.com/getmedia/02b80bc4-af3f-45ad-831d-c48c0fad89b7/GettyImages-615485120-retail-cybersecurity-holidays-min.jpg" style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; max-width: 100%; padding: 0px; vertical-align: baseline;" /><br style="box-sizing: border-box;" /><br style="box-sizing: border-box;" />Secure Your Employees</h3>
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">All employees should be trained on the importance and methods of data security. Both physical and digital records should be safeguarded at all times, and confidential information about clients, employees or corporate affairs should always remain secured. Hackers like to target uninformed employees, so in terms of personnel, keep in mind your security is only as strong as your weakest link. This time of year serves as a great opportunity to re-distribute your data security policies to employees to reinforce its importance.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Perform background checks on new employees hired for the holiday season. Additionally, ensure each employee only has access to data related to their role and responsibility, especially for seasonal employees.</span><h3 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 1.25rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 600; letter-spacing: normal; line-height: inherit; margin: 0px 0px 10px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<br style="box-sizing: border-box;" />Secure Your Network</h3>
<strong style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: bold; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">Passwords:</strong><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>Creating a strong password creates a better defense against cyberattacks. Remember these tips for creating strong passwords:</span><ul style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; list-style: disc; margin: 0px; orphans: 2; padding: 0px 0px 0px 17px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Don’t use the same password twice and change passwords frequently.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Use a mix of characters including letters, numbers and symbols.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Avoid sharing passwords.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Don’t keep passwords written down near computers.</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Utilize a password manager.</li>
</ul>
<br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">For more information on creating strong passwords, check out our blog post, “</span><a href="http://blog.amtrustgroup.com/policywire/5-tips-for-creating-strong-secure-passwords-to-protect-sensitive-data" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_self">5 Tips For Creating Strong, Secure Passwords to Protect Sensitive Data</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">.”</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><strong style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: bold; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">Wi-Fi:</strong><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>Make sure your Wi-Fi network is secure by regularly changing its password. Also, do not allow your employees to use public, unsecured Wi-Fi networks while utilizing company-issued laptops and smartphones.</span><h3 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 1.25rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 600; letter-spacing: normal; line-height: inherit; margin: 0px 0px 10px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<br style="box-sizing: border-box;" />Secure Your Data</h3>
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">All data, whether on a personal device, computer, or server should be protected by proper encryption.</span><h3 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 1.25rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 600; letter-spacing: normal; line-height: inherit; margin: 0px 0px 10px; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<br style="box-sizing: border-box;" />Keep a Watchful Eye on Your Systems</h3>
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">If a program acts up, it could simply be a software or hardware malfunction, but it could be something much worse. If malware is detected, or a user reports opening a suspicious file, don't take any chances. Assume that the malware has infected something, and don't stop investigating until you find out what, if anything, was breached. Keep anti-virus and anti-malware programs up-to-date.</span><h2 style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #2a568f; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 2.3rem; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 300; letter-spacing: normal; line-height: 2.3rem; margin: 0px 0px 20px; orphans: 2; padding: 25px 0px 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
Protect Your Organization with Cyber Liability Insurance</h2>
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">A<span> </span></span><a href="https://amtrustfinancial.com/small-business-insurance/cyber-liability" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" target="_self">Cyber Liability Insurance</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>policy from AmTrust can help safeguard your company against financial loss from a cyber attack. Contact an AmTrust agent today to find out how you can benefit from a policy, and how to protect your organization from cybersecurity attacks and other data breach threats.</span><br />
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<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"> For more details about <a href="http://amtwarranty.tumblr.com/" target="_blank">AMT Service Corp</a> feel free to visit: <a href="https://amtrustfinancial.com/blog/small-business/cybersecurity-checklist-holiday-season" target="_blank">https://amtrustfinancial.com/blog/small-business/cybersecurity-checklist-holiday-season </a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-1843051223754901062018-10-30T03:52:00.001-07:002018-10-30T03:52:13.896-07:00How Male Bonding is Being Taken with New York's Paid Family Leave<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Fatherhood in America has evolved over the years; The Pew Research Center found that<span> </span></span><a href="http://www.pewresearch.org/fact-tank/2018/06/13/fathers-day-facts/" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">more men are taking a more active role in child care</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;"><span> </span>than in the past. The demand for paid parental leave to extend to men as well as women is growing, with more companies offering paid time off to fathers as well as mothers to bond with newborns.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><img alt="" src="https://amtrustfinancial.com/getmedia/0c1adbcc-5d77-4ef0-95ec-fc5b862a86d5/dad-and-baby-min.jpg" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; max-width: 100%; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">With New York launching one of the most comprehensive paid leave acts in the country in 2018, data is showing that men are utilizing the leave to bond with newborns. In fact, 19% of paid family leave claims were made for male bonding, a statistic showcased in<span> </span></span><a href="https://amtrustfinancial.com/how-paid-family-leave-is-taken" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">AmTrust’s analysis of how paid family leave is being used in 2018</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">.</span><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">Paid family leave can be taken for any of the following three reasons:</span><br />
<ul style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; list-style: disc; margin: 0px; orphans: 2; padding: 0px 0px 0px 17px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Bond with a newborn, adopted or foster child</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Care for a loved one with a serious illness</li>
<li style="border: 0px; box-sizing: border-box; font: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Tend to family matters when a loved one is called to active military service</li>
</ul>
<img alt="" src="https://amtrustfinancial.com/getmedia/d831b367-df72-4919-9a66-363c03583916/male-bonding.jpg" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; max-width: 100%; orphans: 2; padding: 0px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;" /><br style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #aeaeae; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" /><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">In 2018, both men and women can take up to 8 weeks of paid, protected time off to bond with newborns. Over the next few years, this leave will increase, with 12 weeks of paid, protected pay male bonding available to employees in New York by 2021. While our data shows that<span> </span></span><a href="https://blog.amtrustgroup.com/policywire/disability-and-paid-family-leave" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">women are typically taking paid family leave back to back with DBL</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">, there is also the option to<span> </span></span><a href="http://blog.amtrustgroup.com/policywire/intermittent-paid-family-leave" style="-webkit-text-stroke-width: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #407ec9; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-stretch: inherit; font-style: normal; font-variant-caps: normal; font-variant-east-asian: inherit; font-variant-ligatures: normal; font-variant-numeric: inherit; font-weight: 500; letter-spacing: normal; line-height: inherit; margin: 0px; orphans: 2; padding: 0px; position: relative; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; vertical-align: baseline; white-space: normal; widows: 2; word-spacing: 0px;">take paid family leave intermittently</a><span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">, which can be an attractive option for men taking bonding leave.</span><br />
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<span style="-webkit-text-stroke-width: 0px; background-color: white; color: #aeaeae; display: inline !important; float: none; font-family: "Source Sans Pro", Gotham, "Helvetica Neue", Helvetica, Arial, " sans-serif"; font-size: 16px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 500; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">For more details about <a href="http://amtwarranty.tumblr.com/" target="_blank">AMT Service Corp</a> feel free to visit: <a href="https://amtrustfinancial.com/blog/insurance-products/how-male-bonding-taken-in-new-york-state">https://amtrustfinancial.com/blog/insurance-products/how-male-bonding-taken-in-new-york-state</a> </span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-13907464816019338442018-10-03T04:08:00.002-07:002018-10-03T04:18:30.006-07:00Nonprofit Coverage: Submission Requirements & Enhancements<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="background-color: white; box-sizing: border-box; color: black; font-family: "arial" , "helvetica" , sans-serif; font-size: 14px; font-style: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">Our submission process is easy. Send an email to </span><a data-hs-link-id="0" href="mailto:nonprofit@amtrustgroup.com" style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: #002c76; font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-decoration: underline; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;" target="_blank">nonprofit@amtrustgroup.com</a><span style="background-color: white; box-sizing: border-box; color: black; font-family: "arial" , "helvetica" , sans-serif; font-size: 14px; font-style: normal; font-weight: 400; letter-spacing: normal; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"> and make sure to include: </span><br />
<ul style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: black; font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; list-style: circle; margin: 0px; orphans: 2; padding-left: 35px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="box-sizing: border-box;">All pertinent ACORD and supplemental applications; we also accept other carrier’s applications</li>
<li style="box-sizing: border-box;">Audited year-end financial statement (or Form 990 if the organization does not have a year-end statement)</li>
<li style="box-sizing: border-box;">Brochures, promotional material describing programs and services offered and copies of all relevant contracts</li>
<li style="box-sizing: border-box;">Loss history for a minimum of 3 years</li>
<li style="box-sizing: border-box;">Schedule of drivers and vehicles, including VINs and seating capacity</li>
<li style="box-sizing: border-box;"> </li>
</ul>
<div style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: black; font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
<b style="box-sizing: border-box;">AmTrust offers options to enhance coverage to include:</b></div>
<div style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: black; font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
<br /></div>
<ul style="-webkit-text-stroke-width: 0px; background-color: white; box-sizing: border-box; color: black; font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: normal; font-variant-caps: normal; font-variant-ligatures: normal; font-weight: 400; letter-spacing: normal; list-style: circle; margin: 0px; orphans: 2; padding-left: 35px; text-align: start; text-decoration-color: initial; text-decoration-style: initial; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px;">
<li style="box-sizing: border-box;">Articles, Fine Arts, Valuable Papers/Books</li>
<li style="box-sizing: border-box;">Armed Guards (contracted through 3rd party only)<img alt="Nonprofit" src="https://blog.amtrustgroup.com/hs-fs/hubfs/Product_Eblast_Images/Nonprofit.jpg?t=1538492261656&width=175&name=Nonprofit.jpg" style="border: 0px; box-sizing: border-box; float: right; height: auto; margin-left: 14px; max-width: 100%; vertical-align: bottom; width: 175px;" width="175" /></li>
<li style="box-sizing: border-box;">Earthquake & Flood</li>
<li style="box-sizing: border-box;">Educators Liability</li>
<li style="box-sizing: border-box;">Employee Benefits (can be included in Package)</li>
<li style="box-sizing: border-box;">Immigration Counseling Liability</li>
<li style="box-sizing: border-box;">Vicarious Medical Liability – excludes physician liability; physician must have medical malpractice coverage</li>
<li style="box-sizing: border-box;">Medical Liability – excludes physician liability; Dr. must have Med Malpractice coverage</li>
<li style="box-sizing: border-box;">Special Events Blanket/Fund Raising Endorsement</li>
<li style="box-sizing: border-box;">Social Work, Foster Care & Counseling</li>
<li style="box-sizing: border-box;"> </li>
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The process is simple:</div>
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<li style="box-sizing: border-box;">Submit the supplemental form, ACORD and loss run information to <a href="mailto:nonprofit@amtrustgroup.com" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">nonprofit@amtrustgroup.com</a></li>
<li style="box-sizing: border-box;">Your dedicated underwriter will take care of the rest!</li>
<li style="box-sizing: border-box;"> </li>
</ul>
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Individual coverage may vary and may not be available in all states. Not all applicants may qualify. In the event of a conflict with the material herein, the terms and conditions of any issued policy will control. Any available coverage for a claim will be determined based on the facts and circumstances of the claim as well as the terms and conditions of the policy, including any applicable exclusions or deductibles.</div>
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For more details about <a href="https://amtwarranty.wordpress.com/" target="_blank">AMT Warranty</a> feel free to visit: <a href="http://blog.amtrustgroup.com/policywire/nonprofit-coverage-submission-requirements-enhancements" target="_blank">http://blog.amtrustgroup.com/policywire/nonprofit-coverage-submission-requirements-enhancements </a></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-18499122874925782312018-09-10T00:11:00.000-07:002018-09-10T00:11:08.586-07:00Millennials and the Insurance Industry<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="background-color: transparent; box-sizing: border-box;">Millennials. They’ve almost become a buzzword in today’s world as study after study comes out about the generation. What kind of shifts will this cause in the commercial insurance world? Read on to find out.</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">First, when we say millennial who are we talking about? The<span> </span><a href="http://www.pewresearch.org/fact-tank/2018/03/01/defining-generations-where-millennials-end-and-post-millennials-begin/" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">Pew Research Center</a><span> </span>defines anyone born between 1981 and 1996 (ages 22 to 37 in 2018) as a Millennial. It’s important for agents to keep in mind that some millennials are nearing 40, and many are taking on the roles of decision makers within their companies.<span> </span><br style="box-sizing: border-box;" /><br style="box-sizing: border-box;" />According to Nielsen, the leading global information and measurement firm, millennials account for nearly a quarter of the U.S. population – about 77 million. A generation of that size is sure to have an influence on a variety of industries, including insurance. Millennials are generally marked by an increased use and familiarity with communications, media and digital technologies. A<span> </span><a href="https://info.microsoft.com/rs/157-GQE-382/images/EN-CNTNT-Report-DynService-2017-global-state-customer-service.pdf" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">recent survey</a><span> </span>conducted by Microsoft concluded that:<span> </span></span></div>
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<span style="background-color: transparent; box-sizing: border-box;"><span> </span></span></div>
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<li style="box-sizing: border-box;"><span style="background-color: transparent; box-sizing: border-box;">65 percent of millennials start interactions with a brand or organization online</span></li>
<li style="box-sizing: border-box;"><span style="background-color: transparent; box-sizing: border-box;">64 percent of them believe that social media is one of the most effective channels for reaching brands</span></li>
<li style="box-sizing: border-box;"><span style="background-color: transparent; box-sizing: border-box;"><br style="box-sizing: border-box;" /></span></li>
</ul>
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<span style="background-color: transparent; box-sizing: border-box;"><a href="http://www.nielsen.com/us/en/insights/news/2016/millennials-are-top-smartphone-users.html" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">Nielsen</a><span> </span>has also identified the millennial generation as the top users and adopters of Smartphones.<br style="box-sizing: border-box;" /><br style="box-sizing: border-box;" />So what does all of this mean for the world of insurance? For agents, a focus on both social media and technology can be the key to reaching and interacting with clients. It also signals that an increase of millennials working in insurance means a continuing shift in the way in which insurance business will be conducted, as well as recruitment techniques to grow the workforce.</span></div>
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<span style="background-color: transparent; box-sizing: border-box; color: #002c76; font-size: 20px;"><br style="box-sizing: border-box;" />Social Media Marketing</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">Social media can help you, the agent, to connect with your clients and community in a very impactful way, positioning yourself and your agency’s status in the insurance field. Make an impact by researching and writing on industry related topics that interest your clients. Be inspirational and educational in your posts. Make sure social media is something you can manage in-house, and select the channels that make the most sense for your agency . Try test posts on each channel to determine which provides the best new business leads. Read our related posts on:</span></div>
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<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/how-to-set-up-a-linkedin-account-for-an-independent-agent" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">How to Set Up a LinkedIn Account for an Independent Agent</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/4-tips-to-boost-your-brand-with-a-great-linkedin-profile" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">4 Tips to Boost Your Brand with a Great LinkedIn Profile</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/3-twitter-tips-for-insurance-agents" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">3 Twitter Tips for Insurance Agents</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/6-effective-ways-to-grow-your-insurance-agencys-social-media-presence" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">6 Effective Ways to Grow Your Agency's Social Media Presence</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/social-media-the-sweat-equity-of-your-business" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">Social Media, the Sweat Equity of Your Business</a></li>
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<span style="box-sizing: border-box; font-size: 20px;">Data Driven</span></h2>
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<span style="background-color: transparent; box-sizing: border-box;">Thanks to data mining and social media, insurance companies are starting to target their marketing directly to specific consumers. The ability to tailor their coverages and policies to the right audience can be invaluable to insurance companies. The data-driven, computer savvy, innovative mentality commonly attributed to millennials make them prime candidates to help carriers create insurance products that truly speak to the right audience.</span></div>
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<span style="box-sizing: border-box; font-size: 20px;">Change in Demographics</span></h2>
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<span style="background-color: transparent; box-sizing: border-box; color: black; font-size: 14px;"><span style="background-color: transparent; box-sizing: border-box;">Younger business owners are driving a huge digital shift in the business insurance industry. By 2020 over 60 percent of small businesses in the U.S. will be owned by millennials and Gen-Xers (who range in age range from about 20 to 45). With this projection in mind, it’s clear that agents who wish to thrive in the future of the business insurance industry would be wise to consider adapting to the changing environment the industry continues to innovate in an increasingly tech-filled world.</span></span></div>
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<span style="background-color: transparent; box-sizing: border-box; color: #002c76; font-size: 20px;"><br style="box-sizing: border-box;" />Mobile Apps</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">Speaking of tech, many insurance carriers now offer most of their services through mobile apps. Insurance agents can utilize these apps to give clients the ability to file claims, schedule inspections, track their claims process, direct message an agent with questions, or even submit video for appraisals.</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">For example,<span> </span><a href="https://amtrustfinancial.com/agents" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">AmTrust appointed agents</a><span> </span>can create and bind policies that are designed to meet their clients’ needs with AmTrust Online. With commercial package coverage information for workers’ compensation right at your fingertips, you can get your clients set up with the products they need in minutes. Then your clients can use the system to make payments and update their information at their convenience.</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">If you don’t have access to AmTrust Online, you could be missing out on a big advantage in this increasingly digital industry. Find out more about AmTrust Online, and how<span> </span><a href="https://amtrustfinancial.com/agents/become-an-insurance-agent" rel=" noopener" style="box-sizing: border-box; color: #002c76; text-decoration: underline;" target="_blank">you can join our team of appointed agents</a>.</span></div>
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<span style="background-color: transparent; box-sizing: border-box;">For more details about <a href="https://amtwarranty.wordpress.com/" target="_blank">AMT Service Corp</a> feel free to visit: <a href="http://blog.amtrustgroup.com/policywire/millenials-and-the-insurance-industry" target="_blank">http://blog.amtrustgroup.com/policywire/millenials-and-the-insurance-industry </a></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-21673049435346716572018-08-28T03:29:00.004-07:002018-08-28T03:40:26.306-07:00More employers are offering paid parental leave benefits<div dir="ltr" style="text-align: left;" trbidi="on">
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More companies are offering paid parental leave benefits than ever before. In fact, a recent study from the Society for Human Resources Management found that more than 1 in 3 U.S. employers offer paid maternity leave beyond what is required by law.</div>
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This trend is only projected to go upwards. And since parental leave benefits have been proven to increase employee morale, retention, and talent acquisition, it’s only a matter of time before they become a mainstay at most companies.</div>
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The Family Medical Leave Act (FMLA) allows eligible employees to take up to 12 weeks of unpaid leave for certain family medical or personal needs such as the birth of a child or caring for a sick family member. However, there is no federal statute requiring employers requiring that leave time is paid, but a few states, including Hawaii, California, New Jersey, Rhode Island and New York, have passed laws requiring employers to provide disability insurance, with some also requiring paid family leave.</div>
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So what does that mean for insurance agents? Both statutory disability (also called Disability Benefits Law or DBL) insurance and paid family leave have a good chance of expanding, creating a need for clients to secure DBL coverage that complies with paid family leave (PFL) policies as more states mandate the coverage.<br />
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What is DBL?</h2>
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While workers’ compensation protects workers’ injured on a job, disability insurance can provide financial support to workers that need to take time off for temporary, non-work related injury or illness. <a href="https://amtrustfinancial.com/small-business-insurance/state-disability" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">State disability insurance</a> is a short-term disability coverage that is mandated by the above states.</div>
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From an employer’s standpoint, state disability insurance helps retain employees in the long term. It also helps ensure employees recover well, allowing employers to make more informed decisions about team structures and productivity.</div>
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What is PFL?</h2>
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PFL or <a href="https://amtrustfinancial.com/agents/paid-family-leave" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">paid family leave</a> is designed to help support employees in their states during major life events that might otherwise create a financial hardship. Rather than covering illness or injury, eligible employees in these states have guaranteed paid leave for certain life circumstances including:</div>
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<li style="box-sizing: border-box;">The addition of a new child into the family home</li>
<li style="box-sizing: border-box;">The care of a family member with a serious health condition</li>
<li style="box-sizing: border-box;">A family member being deployed abroad on active military service</li>
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AmTrust North America is in your corner for paid family leave</h2>
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AmTrust North America is a leading statutory disability insurance provider, covering more than 45,000 employers in New York and New Jersey alone. With our competitive rates and broad state disability insurance coverage, agents can support small businesses and work towards making paid parental leave a reality at employers both big and small.</div>
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Check out our additional resources on DBL and PFL:</div>
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<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/prepare-your-clients-for-ny-pfl-for-employees-with-a-sick-family-member" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">Prepare Your Clients for NY PFL for Employees with a Sick Family Member</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/ny-state-paid-family-leave-client-prep-checklist-for-success" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">New York State Paid Family Leave Client Prep Checklist for Success</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/new-york-paid-family-leave-checklist-amtrust-financial" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">Your 5-Step Post-PFL Checklist for Compliance, Productivity and Employee Satisfaction</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/3-helpful-tips-for-submitting-a-paid-family-leave-claim" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">3 Helpful Tips for Submitting a Paid Family Leave Claim</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/if-an-off-the-job-injury-or-illness-occurs-how-much-disability-coverage-will-cover-the-bills" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">How Much Disability Coverage Do Your Clients Need?</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/how-to-help-your-ny-clients-cover-the-costs-of-military-families-pfl" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">How to Help Your NY Clients Cover the Costs of Military Families’ PFL</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/start-a-return-to-work-program-that-is-a-win-win-for-employees-and-employers" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">Help Your Agency Clients Create a Win-Win Return-to-Work Program</a></li>
<li style="box-sizing: border-box;"><a href="http://blog.amtrustgroup.com/policywire/the-basics-of-new-york-mandatory-disability-coverage" style="box-sizing: border-box; color: #002c76; text-decoration: underline;">The basics of New York mandatory disability coverage</a></li>
</ul>
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For more details about <a href="https://amtwarranty.wordpress.com/" target="_blank">AMT Warranty Corp</a> feel free to visit: <a href="http://blog.amtrustgroup.com/policywire/more-employers-are-offering-paid-parental-leave-benefits" target="_blank">http://blog.amtrustgroup.com/policywire/more-employers-are-offering-paid-parental-leave-benefits </a></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-90327822491540208052018-01-21T22:29:00.001-08:002018-01-21T22:31:43.909-08:00Our Financial Strength Is Your Peace Of Mind<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">An extended service plan is a smart move. It confirms that you do indeed have a specific idea of how your products will be used and a reliable backup plan should anything go wrong. But in addition to giving time and thought to the type of coverage you’re interested in, it makes just as much sense to consider the company who will be backing your contract. </span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">With more than 30 years of leadership in service contract administration, Warrantech is comprised of industry veterans who average more than 23 years of experience in program evaluation and design. This wellspring of knowledge provides us with vast insight and enables our team to uncover hidden growth opportunities and structure programs that offer a high-value proposition for our partners and their customers. </span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">Warrantech is also a subsidiary of AmTrust Financial Services, Inc., one of the strongest, most financially secure insurance companies in the industry. With an unwavering focus on your success, we go out of our way to deliver unparalleled service excellence in all that we do. </span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">• Named to the 2017 Fortune 500 list</span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">• Named “2014 Best-Managed Company (Insurance)” by Forbes magazine</span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">• Recognized as the most “warranty-centric” company in the industry by Warranty Week</span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">• Ranked 6th nationwide in National Association of Insurance Commissioners (NAIC) March </span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">Having this financial strength allows us to bundle both underwriting and administration. And, as a result, it creates complete transparency and visibility to information that enables our customers to change and create plans that are both highly customized and profitable.</span><br />
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif;">So whether you’re a customer, retailer, dealer, distributor, or manufacturer in the consumer or automotive market, Warrantech has a knowledgeable team that can provide a customized solution that will work specifically for you. And, just as important, offer you the financial stability to back it up so you can rest assured that you’re getting the best plan possible.</span><br />
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<span style="color: dimgrey; font-family: "helvetica neue" , "helvetica" , "helvetica" , "arial" , sans-serif; font-size: 13.2px;"><span style="font-size: 16px;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><b>Article Resource:-</b></span></span></span><span style="color: dimgrey; font-family: "arial" , "helvetica" , sans-serif;"><a href="https://warrantech.com/blog/june-2017/our-financial-strength-is-your-peace-of-mind/">https://warrantech.com/blog/june-2017/our-financial-strength-is-your-peace-of-mind/</a></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com1Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-35775324469184825982017-09-22T00:36:00.001-07:002017-09-22T00:36:50.947-07:00AmTrust Financial Services, Inc. Strengthens Senior Management Team with Appointment of Ariel Gorelik as SVP and Chief Information Officer<div dir="ltr" style="text-align: left;" trbidi="on">
<b>AmTrust Financial Services, Inc. Strengthens Senior Management Team with Appointment of Ariel Gorelik as SVP and Chief Information Officer</b><br /><br /><b>AmTrust veteran Christopher Longo continues as Chief Operating Officer</b><br /><br />NEW YORK, Aug. 16, 2017 (GLOBE NEWSWIRE) -- AmTrust Financial Services, Inc. (Nasdaq:AFSI) (the "Company" or "AmTrust") today announced that Ariel Gorelik, an experienced global insurance industry executive and most recently Chief Operating Officer of AmTrust's AMT Warranty division, has been appointed Senior Vice President and Chief Information Officer (CIO), reporting to Chairman and Chief Executive Officer Barry Zyskind. Mr. Gorelik succeeds Christopher Longo who continues as EVP and Chief Operating Officer, appointed in 2016, who has guided technology development at AmTrust as the Company's CIO since 2006.<br /><br />Mr. Gorelik will lead AmTrust's global IT organization, with a focus on operational excellence across the IT function. He is responsible for ensuring that AmTrust will continue to lead through technology innovation and capitalizing on technology solutions to help enable AmTrust fulfill its business goals. Mr. Gorelik's extensive operational leadership experience in the insurance sector includes expertise in centralization of operations and transformation of service delivery to improve customer satisfaction.<br /><br />Mr. Gorelik joined AmTrust in 2014 as Senior Vice President AmTrust North America operations, and in January 2016 was promoted to Chief Operating Officer of AMT Warranty, one of the Company's operating subsidiaries in the U.S. Prior to joining AmTrust, from 2013 to 2014, Mr. Gorelik was a managing consultant of the ICON division for Zurich North America, a property and casualty insurer. From 2010 to 2013, he served as deputy chief operating officer at SK Allianz/Allianz Group, a German property and casualty insurer. He was responsible for the procurement, real estate management, and transportation departments, as well as for areas of IT relating to Allianz's core insurance system. He also led the organization's full automation of the policy life cycle. Prior to his role as deputy COO, Mr. Gorelik served as head of Allianz Eurasia's business services, where he established a shared service center with a number of back and middle office functions, including claims handling, P&C policy administration, payments, and call center.<br /><br />"AmTrust has always led with technology and innovation, which have been a competitive differentiator for us," said Barry Zyskind, Chairman and Chief Executive Officer. "Under Ariel Gorelik's leadership as Chief Information Officer, we will continue to harness the power of our technology platforms and digital capabilities. Similarly, we now can maximize Chris Longo's management focus as AmTrust's Chief Operating Officer to enable us to undertake the initiatives and processes to optimize results across our business units and product and service offerings."<br /><br />Mr. Zyskind continued, "With more than 400 knowledge developers within our IT staff of 1,000 men and women supported by in-house underwriting, actuarial and claims processing experience, innovation is in our DNA. Chris has been instrumental in developing our technology platforms and building our IT organization into the powerhouse it is today. He led the development of a single proprietary platform that allows us to continually improve the experience of our agents and our customers. It also allows us to develop new products and integrate emerging technologies quickly. With our IT function well established, Ariel, as Chief Information Officer, can move us further forward, utilizing his abilities to increase efficiencies across broad organizations and platforms, while enhancing the experience of our brokers, agents, and policyholders."<br /><br /><b>For more information, please contact:</b><br /><br />AmTrust Financial Services, Inc.<br />Chaya Cooperberg<br />Chief Communications Officer & SVP Corporate Affairs<br />chaya.cooperberg@amtrustgroup.com<br />646.458.3332</div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX 76021, USA32.8477269 -97.13055359999998532.7943699 -97.211234599999983 32.901083899999996 -97.049872599999986tag:blogger.com,1999:blog-8405740747264392136.post-40886326266269658152017-06-08T21:07:00.000-07:002017-06-08T21:07:36.581-07:00AmTrust Financial Services, Inc. Earns Distinction as Fortune 500 Company Following Record Year of Revenue<div dir="ltr" style="text-align: left;" trbidi="on">
<b>Achievement Recognizes AmTrust's Long-Term Success</b><br />
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NEW YORK, June 07, 2017 (GLOBE NEWSWIRE) -- Warrantech's parent company, AmTrust Financial Services, Inc. (NASDAQ:AFSI) (the "Company" or "AmTrust"), today announced that the Company has been named to the prestigious Fortune 500 list for the first time. The list celebrates the largest companies in the U.S. by total revenue.<br />
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This achievement is a recognition of AmTrust's financial strength and stability and follows a year of record revenue for the company. AmTrust's total revenue in 2016 was $5.45 billion, an increase of 18% over the prior year.<br />
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Since its founding in 1998, AmTrust has grown into a multinational property and casualty insurer with nearly 8,000 employees in more than 125 offices serving 70 countries around the globe. In the U.S., AmTrust is one of the top three providers of workers' compensation insurance and one of the top three warranty writers. AmTrust is also a top 13 Lloyd's manager by capacity. As an innovative, technology-driven provider of insurance products, AmTrust has earned a prestigious "A" (excellent) rating from A.M. Best.<br />
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"AmTrust is honored to join the Fortune 500 alongside an elite group of successful companies, and we're very grateful to our partners, brokers and agents for their trust in us as we reach this milestone," said Barry Zyskind, Chairman and Chief Executive Officer of AmTrust. "AmTrust's inclusion in the Fortune 500 is possible thanks to the hard work and dedication of our people, who live our core values of integrity, diversity, accountability, teamwork, community engagement, and a spirit of entrepreneurship. We adhere to these values every day allowing us to continue to successfully build a best-in-class property and casualty insurer for our valued partners and customers."<br />
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AmTrust was ranked 475 on the 63rd annual Fortune 500 list.<br />
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<b>About AmTrust Financial Services, Inc.</b><br />
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AmTrust Financial Services, Inc., a multinational insurance holding company headquartered in New York City, offers specialty property and casualty insurance products, including workers' compensation, commercial automobile, general liability and extended service and warranty coverage through its primary insurance subsidiaries rated "A" (Excellent) by A.M. Best.<br />
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-14039549118194341652017-02-25T04:13:00.002-08:002017-02-25T04:13:50.877-08:00Extended-Service Contracts Help Build a Comfort Zone – and Long-Term Relationships – with Customers<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><em>The following is an excerpt from an article by Jeff Crider, which appeared in the 2017 Jan./Feb. issue of </em>RVBusiness<em>. The full article can be found at:</em> </span></span></span><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><a href="http://bit.ly/2m9hhac" style="background: transparent; color: #0444ad; text-decoration: none;"><span style="color: blue;">http://bit.ly/2m9hhac</span></a></span></span></div>
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<strong><span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">“The quality of RVs in general has improved, but there are more and more gadgets,” said Joe Suttera, Warrantech’s vice president of specialty products. “From a warranty standpoint, there is certainly a lot more risk than there ever has been when it comes to these units.”</span></span></span></strong></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">The continued growth of the RV industry in 2017 is good news not only for the nation’s RV manufacturers, aftermarket suppliers and retail dealers, but also for the companies selling extended-service contracts to this emerging wave of RV consumers.</span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">In fact, the extended-service-contract business is booming, companies told RVBusiness, due to this sustained increase in the sales of new and used towable and motorized RVs. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Indeed, the industry is currently experiencing its eighth consecutive year of growth, with wholesale shipments of new RVs expected to increase 4.4% in 2017 to 438,000 units, according to projections by Richard Curtin of the University of Michigan’s Consumer Survey Research Center.</span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">That continuous flow of new- and used-vehicle sales creates huge opportunities for dealers to sell their customers extended-service contracts, the cost of which is typically added to the vehicle loan at the time of purchase. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Regardless of whether their RV is new or used, consumers want to have peace of mind knowing that unexpected repair costs will be covered when their vehicle’s warranty runs out. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">While manufacturers provide different types of warranties to cover things that can malfunction in the mechanical and living areas of an RV, warranties only last for specific periods of time. Extended-service contracts have been designed to extend warranty protections for additional periods of time with varying levels of coverage and cost. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Extended-service contracts are also available to cover things that are not typically covered by factory warranties such as roadside assistance, tire-and-wheel coverage and paint-and-fabric coverage.</span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Millennials, in particular, are in tune with the latest innovations in technology and they want it to work. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Extended-service contracts can cover these items after the warranties expire to give consumers peace of mind with their RV purchases, regardless of whether they have new or used vehicles.</span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Bill Gilman, senior vice president of sales for Warrantech, an AmTrust Financial Company based in Bedford, Texas, said there were more “fit and fitness issues” with RVs back in 2007 when the RV industry was struggling through the Great Recession. The downturn forced many RV manufacturers out of business. But while the quality of today’s RVs has significantly improved from 2007, Warrantech and other extended-service contract providers see plenty of potential risks to cover.</span></span></span></div>
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<span style="color: dimgrey; font-family: arial, helvetica, sans-serif; font-size: 16px;"> “The quality of RVs in general has improved, but there are more and more gadgets,” said Joe Suttera, Warrantech’s vice president of specialty products. “Now you’re covering 50-inch flat-screen TVs, full walk-in showers. From a warranty standpoint, there is certainly a lot more risk than there ever has been when it comes to these units.”</span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">As one might expect, companies that provide extended-service contracts closely monitor their claims reports so that they can price their contracts accordingly. They also monitor feedback from RV dealers and periodically either update their extended-service contracts to cover new products or develop entirely new types of extended-service contracts for dealers to sell. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Extended-service contract companies offer a variety of educational programs and increasingly sophisticated electronic programs to expedite contract sales and claims processing. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">But the time to make the initial pitch to consumers is in the F&I process when they’re purchasing their new or used RVs. That’s when dealers have an opportunity to educate their customers so that they know the differences between warranties and extended-service contracts. </span></span></span></div>
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<strong><span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Warrantech Automotive, an AmTrust Group Co.</span></span></span></strong></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;">Bedford, Texas </span></span></span></div>
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<span data-find="_3" style="color: dimgrey;"><span data-find="_2" style="font-size: 16px;"><span data-find="_1" style="font-family: arial, helvetica, sans-serif;"><em>Product offering:</em> Warrantech markets exclusionary and stated extended-service contracts using the CampersEdge brand name. The company covers motorhomes valued at up to $5000,000 and with up to 100,000 miles. It also covers towable units valued at up to $150,000 and that are up to 15 years old. The company also offers specialty contracts for RV technical assistance; 24/7 roadside assistance; windshield repairs; painting and interior; tire and wheel coverage; as well as key/remote replacement coverage. Warrantech also provides Towbusters coverage with 24-hour emergency towing, roadside assistance, lost </span></span></span></div>
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<span data-find="_3" style="color: dimgrey;"><span data-find="_2" style="font-size: 16px;"><span data-find="_1" style="font-family: arial, helvetica, sans-serif;">key and lockout service, map routing assistance and theft as well as hit-and-run protection. </span></span></span></div>
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<span data-find="_3" style="color: dimgrey;"><span data-find="_2" style="font-size: 16px;"><span data-find="_1" style="font-family: arial, helvetica, sans-serif;">The company also offers guaranteed asset protection (GAP) coverage. </span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><em>Website:</em> </span></span></span><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><span style="background: transparent; color: blue; text-decoration: none;"><a href="https://warrantech.com/" style="background: transparent; color: #0444ad; text-decoration: none;">www.warrantech.com</a></span></span></span></div>
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<span style="color: dimgrey;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><em>Key contact:</em> Bill Gilman, senior vice president of sales, (210) 788-2555 or bill.gilman@amtrustgroup.com</span></span></span></div>
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<span style="color: dimgrey; font-family: "Helvetica Neue", Helvetica, Helvetica, Arial, sans-serif; font-size: 13px;"><span style="font-size: 16px;"><span style="font-family: arial, helvetica, sans-serif;"><b>Article Resource:-</b></span></span></span><span style="background-color: transparent;"><span style="color: dimgrey; font-family: arial, helvetica, sans-serif;"><a href="https://warrantech.com/blog/february-2017/extended-service-contracts-help-build-a-comfort-zo/">https://warrantech.com/blog/february-2017/extended-service-contracts-help-build-a-comfort-zo/</a></span></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com5tag:blogger.com,1999:blog-8405740747264392136.post-85279888039481359242016-09-20T04:42:00.005-07:002016-10-15T03:47:35.960-07:00The importance of Extended car warranty when purchasing a used car<div dir="ltr" style="text-align: left;" trbidi="on">
Is an extended warranty important for used cars? This is a question that comes to mind when you buy a used car. Before purchasing an extended warranty you need to clear all your doubts regarding extended warranties. There are many different players in the market but one that will clear your doubts when buying extended warranty for your car is <a href="https://amtwarranty.wordpress.com/" target="_blank">AMT Warranty</a>.
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1. When you decide to buy an extended warranty be sure you know the company that stands behind the warranty. Check the history of the company and read the online reviews posted by users for that company on various review websites.
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2. What car components are covered in the extended car warranty plan?<br />
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3. When your car gets repaired, how does the mechanic get paid? Does your warranty provider company deal with the mechanic directly or do you need to get in touch with the mechanic or body shop yourself?<br />
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4. Is towing being covered by the warranty?<br />
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Here are some points to clear your doubts about how important an extended warranty is when you are purchasing a used car.
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(1)Protect your budget from future repairs:-</h2>
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The primary purpose of an extended warranty is to provide financial protection for you from future repairs. Buying a used car is not a bad decision but used cars need regular maintenance. If unexpected repairs occur with your used car then an extended warranty covers all the repair costs.
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Increasing Resale Value:-</h2>
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Do you want to sell your car in future? Having an extended warranty increases the resale value of your car. A car with an extended warranty is a sign that the owner has created nice efforts to make sure the good maintenance of the car. If your extended warranty is transferable then it is beneficial for the next buyer which means you can sell your car at good price.
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(3)Provide peace of mind:-</h2>
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An extended warranty provides you peace of mind when you know that your used car is under financial protection so you don’t need to worry about any unforeseen expenses on your car. You need not worry about costly repairs because your warranty is there for you to take the load off you. Before choosing an extended warranty for your car you should read the terms and conditions of your warranty carefully.
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(4)Reducing your Stress:-</h2>
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The problem of unexpected breakdowns can give you a lot of stress. If your car faces an accident then you have to find someone to tow the vehicle and choose a repair shop. If you have an extended warranty for your car then you just need to call your warranty provider and they will send you all the help you need.
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(5)More inexpensive:-</h2>
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An extended warranty is less expensive when you buy it from a company like <a href="http://amtwarranty.tumblr.com/" target="_blank">AMT Service Corp</a> rather than from a dealer. It provides you bumper to bumper coverage while you pay a smaller amount for repairs.<br />
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In the end an extended warranty is a good idea for used cars. You should consider buying an extended warranty with your used car for the many different reasons discussed above. <br />
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com5tag:blogger.com,1999:blog-8405740747264392136.post-88990147825328697202016-03-31T05:30:00.000-07:002016-03-31T05:33:10.715-07:00Vehicle Service Contracts Remain a Popular Choice Thanks To Their Flexibility<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "times new roman" , serif; line-height: 115%;">Having a vehicle service contract (VSC) gives you
added peace of mind while taking away the risk of an expensive and unexpected
repair bill. But as vehicle design starts to evolve even further, the appeal of
a VSC continues to change as well. <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">More dealerships are finding that consumers are less
worried about mechanical failure and are more focused on in-vehicle technology.
That’s not to say that there’s not a need for component coverage on items such
as the transmission and engine — far from it. It’s just that as cars are being
built with more electronics and connectivity features, items like navigation
systems and Bluetooth technology are becoming more of a focus for customers
interested in a VSC. <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">In a 2014 study by the Consumer Electronics
Association (CEA), in-vehicle technology was cited as an important factor when
purchasing a new vehicle for more than half (59 percent) of U.S. drivers. The
same study also found that two in five consumers (42 percent) stated that they
intended to buy an in-vehicle technology device or accessory within a year. <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">Fast forwarding to the present day, another study
was just released that helps provide even further insight into VSC/automotive
purchasing habits. According to a recent DealerRater survey question supplied
by Automotive News, 30 percent of consumers said that they bought a service
contract on their most recent vehicle purchase. Taking a deeper dive, here are
some additional findings from the survey:<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">• 26 percent of new-vehicle buyers purchased service
contracts <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">• 40 percent of used-vehicle buyers purchased
service contracts<o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">• 33 percent of consumers who visited a dealership
for service bought a service contract <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">• 21 percent of all respondents purchased GAP
protection, which was the next best-selling F&I product <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">• 12 percent or less of all respondents purchased
F&I products such as tire and wheel, prepaid maintenance, paint protection
and coverage for alarm systems <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">Advanced features and safety systems cost more to
replace if they malfunction, so a VSC makes good sense if your vehicle features
the latest state-of-the-art technology. And even if it doesn’t, a service
contract is still a great option for covering the major components of your
vehicle. Plus, a VSC gives your vehicle greater resale value. If you plan on
selling your car or truck after a few years, keep in mind that you can get a
higher price for it if it’s backed by a VSC. <o:p></o:p></span></div>
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<span style="font-family: "times new roman" , serif; line-height: 115%;">So, yes, car design has evolved and will continue to
do so. But on the flipside, so have VSCs. Service plans have become more
flexible, which allows every consumer to find the perfect fit for their budget
and the way they drive. And this key advantage in how VSCs are designed allows
consumers to stay out of the red and on the road a lot longer.<o:p></o:p></span></div>
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<span style="background-color: white; color: #333333; font-family: "times new roman" , serif; line-height: 115%;">Article Source: –</span>
https<a href="https://www.blogger.com/:/warrantech.com/blog/february-2016/vehicle-service-contracts-remain-a-popular-choice/">://warrantech.com/blog/february-2016/vehicle-service-contracts-remain-a-popular-choice/</a><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-51154001026367004402016-02-28T23:06:00.000-08:002016-02-28T23:06:46.554-08:00Top 10 Ways To Improve ESP Attachment Rates On The Retail Floor<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;"><a href="http://amtwarranty.jimdo.com/amt-warranty-blog/amt-warranty-corp-offer/">AMT
Warranty</a> excels at understanding and responding to the needs of businesses
in our target markets, and we offer a variety of programs to serve those needs.
In the world of extended service plans (ESPs), extended warranties, or service
and parts replacement programs, many consumers have become immune to the common
tactics used to sell these programs. In fact, if your sales team is still
selling the “what if” scenario to today’s ultra educated consumers, your store
is losing out on valuable sales that help drive high-margin growth and revenue.<o:p></o:p></span></span></div>
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;">According to NBC News, extended warranties help fuel
a booming $15 billion-a-year business; therefore, it’s imperative that retail
sales personnel hone their sales approaches for “add on” sales such as ESPs.
Through ongoing training and education, sales teams are better able to overcome
“new” objections to these profitable plans and figure out which plan best suits
the consumer’s need.<o:p></o:p></span></span></div>
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;">The below selling strategies are simple, but
effective ways to help your sales team illustrate the value of ESPs and
therefore convert more consumers:<o:p></o:p></span></span></div>
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<span style="font-size: large;"><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Get
consumers’ attention</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">: - By stating the obvious such as,
“This product is covered under the manufacturer’s warranty for only one year,”
you may pique the consumer’s interest enough to have him/her asking more about
warranty coverage.</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Listen
to consumers’ answers: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">It seems simple, but often sales
representatives get so busy pushing sales out the door, they don’t hear what
consumers really want to know more about. If a representative addresses some of
the comments consumers share during the sales process, then consumers may be
more inclined to listen to sales talk about protection plans. Remember, always
address consumers’ objections and point out how ESPs overcome the objection.</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Give
options: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Often consumers may be more inclined to purchase
extended coverage if they know they have options. This puts them in the
driver’s seat to select the coverage that best suits their needs. For example,
offer extended or standard warranty coverage and let them ask questions about
the difference, which will lead to the sale of a plan that they believe in.</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Stay
positive: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Much like in life, if you focus on the
positives, you’ll more likely receive favorable feedback. Focusing on the
strong features and benefits of the ESP, consumers may find the up front fee is
well worth the investment.</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Expert
source: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Provide consumers with sales representatives’
credentials or the training they receive prior to selling on the floor. (This
is most effective if the store posts signs on the floor about the quality of
its staff.) In doing so, when a sales member states, “In my experience, ESPs
are essential,” the consumer has a frame of reference for why this is a
quantifiable statement. Testimonials are another great way to communicate value
and benefits (leverage your personal experiences, your customer, your store’s
customer, etc.).</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Brands
that matter: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">We’ve all fallen victim to the brand
game at one point in our lives and consumers are no different. Consumers
generally buy the brands they think represent quality or status and frown upon
unknown brands. But while some brands make a great washing machine, they may
not make a great TV and it shows in the manufacturer warranty details
(especially parts and labor). Your staff needs to know the details of the
manufacturer warranties just as well as the ESP to help drive home the value
extended coverage offers.</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Explain
the fine print: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Helping consumers better understand
what’s covered, what’s not and why makes your sales staff their ally. This type
of dialogue not only builds trust, but also gives sales staff an opportunity to
reveal some of the holes in the manufacturer’s warranty.</span></span></div>
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<span style="font-size: large;"><span style="font-family: Times New Roman, serif;"><span style="line-height: 18.4px;"><br /></span></span><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Think
about it: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Once consumers have all the facts about
the warranties or ESPs, it’s okay to let them think about their options. Have
them walk around the store, talk to their spouse/significant other or speak
with customer service representatives about the items they see coming back or
how much it costs to repair various products. Often, a different source can be
a welcomed change of pace for consumers who don’t want to fall victim to “sales
hype.”</span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Recommend
it: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">If you believe in it, your customers will too.
Familiarize yourself with the features and benefits and remind customers how
costly repairs or replacements can be if they’re not backed by an ESP. </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"> </span><br /><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;"><span style="font-family: 'Times New Roman'; font-stretch: normal; line-height: normal;"> </span></span><b style="text-indent: -0.25in;"><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Ask
“why not” an ESP: -</span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%; text-indent: -0.25in;">Sometimes the most obvious questions go
unasked such as “Why wouldn’t you want to protect your purchase?” or, “What’s
holding you back?” Once your sales staff knows the answer to why, they may be
able to employ any number of sales tactics to sell or attach an ESP.</span></span></div>
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;">ESPs add significantly to a retail organization’s
bottom line because they don’t require inventory space or carrying costs and
they offer high margins. Many consumers are receptive to buying ESPs, but they
do need to be convinced to add a plan to their basket and are looking to your
sales staff to communicate the features and benefits of the plans, as well as
your organization’s commitment behind the plans. Sharpening your sales
strategies — on and off the sales floor — is a critical step to increasing ESP
sales and enhancing the value these plans bring to consumers.</span></span></div>
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;"><br /></span></span></div>
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<span style="font-size: large;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; color: #4e4e4e; font-family: 'Times New Roman', serif; line-height: 115%;">For more information about AMT Warranty Corp feel free to visit:–</span><span style="font-family: 'Times New Roman', serif; line-height: 115%;"><a href="https://amtrustgroup.com/warranty-special-risk/extended-warranty-administration" style="outline: none;"><span style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 1pt none windowtext; color: #0071bb; padding: 0in;">https://amtrustgroup.com/warranty-special-risk/extended-warranty-administration</span></a></span></span></div>
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Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-67189566392521707002016-01-16T02:18:00.003-08:002016-01-16T02:18:58.394-08:00Top 10 Reasons To Select AmTrust<div dir="ltr" style="text-align: left;" trbidi="on">
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<i><span style="font-family: 'Times New Roman', serif; font-size: 16pt; line-height: 115%;">Warrantech
is a subsidiary of AmTrust Financial Services, Inc., one of the strongest and
most financially stable companies in the industry. AmTrust brings this
financial strength to Warrantech, which allows us to offer customizable plans
and benefits that most competitors simply cannot provide. Extended warranty
administration is provided by </span></i><a href="https://www.facebook.com/amtservicecorp/"><i><span style="color: black; font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 115%; mso-themecolor: text1;">AMT Warranty</span></i></a><i><span style="font-family: 'Times New Roman', serif; font-size: 16pt; line-height: 115%;">,
a holding company for third party administrators, including Warrantech. AMT Warranty also serves as the obligor for
extended warranty coverage.<o:p></o:p></span></i></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrncLo0SrqzeBrTU3gmlEuyT8QaKmxXNBO25BeMkNhVJlar2JpCqu5aMZNM_90Couw50VglfRdAhcUWif7P19nK40_kJI50Sfn00Z05FsKm7h0w-qqGU9jgicxWrCQwRXt4EgjhHeUW1M/s1600/PageImgMid-GeneralContactUs_1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" height="93" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrncLo0SrqzeBrTU3gmlEuyT8QaKmxXNBO25BeMkNhVJlar2JpCqu5aMZNM_90Couw50VglfRdAhcUWif7P19nK40_kJI50Sfn00Z05FsKm7h0w-qqGU9jgicxWrCQwRXt4EgjhHeUW1M/s320/PageImgMid-GeneralContactUs_1.jpg" width="320" /></span></a></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;"><span style="font-size: large;">1</span>.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Financial
Strength and Stability – Publicly traded on the NASDAQ (AFSI) with more than
$6.1 billion in gross written premium and over $15 billion in assets, with an
A.M. Best rating of "A" (Excellent), Financial Size “XIII.”<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">2.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Multi-State
Capability – Workers’ comp written in over 40 states, and all lines of
insurance written in more than 30 states.<o:p></o:p></span></div>
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<div class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -.25in;">
<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">3.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Flexible
Payment Plans – Installment plans, AmTrust Auto Pay (direct debit) and
Pay-As-You-Owe® (PAYO®) provide seamless premium payments, saving time and
money.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">4.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Superior
Claims Handling – 24/7 claims reporting with live assistance, and seasoned
claims professionals with assigned case loads well below the industry average.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">5.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Exceptional
Loss Control – Representatives located nationwide to conduct safety
inspections, site evaluations and loss prevention training.<o:p></o:p></span></div>
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<span style="font-family: 'Times New Roman', serif; line-height: 115%;"><br /></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">6.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">User-Friendly
Submission System – Easy-to-use, web-based system provides policy, endorsement
and loss history at your fingertips, and allows you to submit and chat online
with your underwriter about a submitted risk.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">7.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Competitive
LCM Rate Structure – We are continuously evaluating and adjusting our LCMs to
reflect our loss experience and competitive environment.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">8.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif; line-height: 115%;">Competitive
Agency Commission – Our commission rates generally range from 9%-20% based upon
the product written.<o:p></o:p></span></div>
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<!--[if !supportLists]--><b><span style="font-family: 'Times New Roman', serif;">9.<span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal;"> </span></span></b><span style="font-family: 'Times New Roman', serif;">Expanding
P&C Product Offering – We are continuously evaluating the market and our
agents’ needs to deliver new coverages from Workers’ Comp to Commercial Package
and a wide variety of niche products.<o:p></o:p></span></div>
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<span style="font-family: 'Times New Roman', serif;"><b>.<span style="font-family: 'Times New Roman'; font-stretch: normal;"> . </span></b><span style="font-family: 'Times New Roman'; font-stretch: normal; font-weight: normal;"> </span></span><span style="font-family: 'Times New Roman', serif;">Satisfying
Customer Service – Exceptional service is the mantra at AmTrust, delivered by
our field marketing representatives, regional underwriters and centralized
customer service professionals.<b><o:p></o:p></b></span></div>
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<br /></div>
<span style="font-family: 'Times New Roman', serif; line-height: 115%;">For more information about AMT Warranty Corp feel free
to visit:– </span><span style="font-family: Calibri, sans-serif; line-height: 115%;"><a href="https://amtrustgroup.com/warranty-special-risk/extended-warranty-administration"><span style="color: black; font-family: 'Times New Roman', serif;">https://amtrustgroup.com/warranty-special-risk/extended-warranty-administration</span></a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-78704135494414050672016-01-12T03:01:00.000-08:002016-01-12T03:09:15.966-08:00Sym-Tech Dealer Services & AMT Warranty, a Subsidiary of AmTrust Financial Services, Announce Partnership that Provides the Canadian Market with Enhanced Services and Product Offerings<div dir="ltr" style="text-align: left;" trbidi="on">
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Sym‐Tech Dealer Services (the “Company” or “Sym‐Tech”)
announced today that AmTrust Financial Services, Inc. (NASDAQ: AFSI), through
its subsidiary AMT Warranty, has partnered with Sym‐Tech through a minority
investment in the Company.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCqqKYHwcIucfC14AEX6SD-ETtNuz-4p-hGvOZhoUN4mcIgZNV1UOkJP8puiudkQq1DU5XzjhXBsSKXY8Kt_iw6Giy9q59KKqCe9A2XFoJ8H98YnzJCkDjdYe13DXP-EGgaBgu87mPuAI/s1600/Amt+Warranty1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCqqKYHwcIucfC14AEX6SD-ETtNuz-4p-hGvOZhoUN4mcIgZNV1UOkJP8puiudkQq1DU5XzjhXBsSKXY8Kt_iw6Giy9q59KKqCe9A2XFoJ8H98YnzJCkDjdYe13DXP-EGgaBgu87mPuAI/s320/Amt+Warranty1.jpg" width="320" /></a></div>
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“We are very pleased that <a href="http://amtwarranty.jimdo.com/amt-warranty-blog/amt-warranty-corp-offer/">AMT
Warranty</a> chose to partner with Sym‐Tech,” said Brad Wells, CEO of Sym‐Tech
Dealer Services. “AMT Warranty’s automotive expertise as well as their
underwriting, OEM, insurance and reinsurance knowledge and experience will
allow for an expanded offering of F&I products and services for clients in
Canada.”</div>
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Sym‐Tech drives improved business office performance. A full
suite of F&I products, industry‐proven training and in‐dealership
development, as well as F&I menu and proprietary technology, combine to
drive dealer performance and profitability.</div>
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Sym‐Tech’s 40 year history of serving Canadian dealers,
combined with AMT Warranty’s extensive insurance services and solid financial
backing, create a unique partnership that provides Canadian OEMs, auto dealers
and automotive dealer groups with one of the most comprehensive offerings
available. The full suite of solutions includes:</div>
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• A complete line of F&I products and programs</div>
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• Training and in‐dealership development</div>
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• Proprietary F&I technology</div>
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• Expertise in underwriting, actuary, insurance and
re‐insurance services</div>
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“AMT Warranty has experienced tremendous success in the United
States and we look forward to extending our success to the Canadian marketplace
through a long‐term relationship with Sym‐Tech,” said Sean Stapleton, President
and CEO of AMT Warranty. “Sym‐Tech has a solid reputation, one of the best
F&I software platforms in the industry, extensive knowledge of the market
and significant experience. Importantly, Sym‐Tech’s vision, values and
strengths are strongly aligned with AmTrust.”</div>
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<b>About AMT Warranty<o:p></o:p></b></div>
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<a href="http://www.slideshare.net/amtwarranty">AMT Warranty</a>
Corporation, a wholly owned subsidiary of AmTrust Financial Services, Inc.
(NASDAQ: AFSI), provides finance and insurance products to automobile,
RV/trailer, marine and power sports retailers, manufacturers and financial
institutions. AMT Warranty offers innovative F&I products, program
development and customer support. With over 25 million active contracts, AMT
Warranty has a reputation for providing highly scalable and financially
successful programs. By incorporating extensive industry knowledge, customized
program options and a customer centric approach to service, AMT Warranty has
become the leading provider of F&I products in the aftermarket industry.<br />
<br /></div>
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<b>About Sym‐Tech Dealer Services Inc.<o:p></o:p></b></div>
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Founded in 1971, Sym‐Tech Dealer Services Inc. is a leading
Canadian F&I provider to the retail automotive industry. Sym‐Tech is a
performance‐driven company with the mandate to help improve business office
performance. Sym‐Tech offers F&I products, industry‐proven training and
in‐dealership development, as well as F&I menu and a proprietary software
platform (d.a.v.e®) which drive dealer performance and profitability.</div>
<span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: Raavi; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">For more information about <a href="https://www.facebook.com/amtservicecorp/"><cite><span style="color: windowtext; text-decoration: none;">AMT Warranty Corp</span></cite></a>
feel free to visit: – <a href="https://about.me/amtservicecorp">https://about.me/amtservicecorp</a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-80232226463593988372015-10-12T05:17:00.000-07:002015-10-12T05:19:08.761-07:00Top 10 Reasons to Purchase an Extended Service Plan<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilolJKzsAgvxWTqGP_QmxryJzD7eU13RKa2IfgZBIzYMHETn9kVLVy-jgQsY9bVaQ3nUftVdQoREXhBXJUdql8WRea4foVmLqlzFY9tkjsCGyGYJrnavwEjOC3jtsviyUVJQxo3JjZeIg/s1600/50920-amt-warranty-box.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilolJKzsAgvxWTqGP_QmxryJzD7eU13RKa2IfgZBIzYMHETn9kVLVy-jgQsY9bVaQ3nUftVdQoREXhBXJUdql8WRea4foVmLqlzFY9tkjsCGyGYJrnavwEjOC3jtsviyUVJQxo3JjZeIg/s320/50920-amt-warranty-box.jpg" width="320" /></a></div>
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<span style="font-size: 14pt; line-height: 115%; text-align: left;">Extended warranty service plan is </span><a href="https://vimeo.com/amtwarrantycorp" style="text-align: left;"><span style="font-size: 14.0pt; line-height: 115%;">AMT Warranty</span></a><span style="font-size: 14pt; line-height: 115%; text-align: left;">'s program that provides
customers with the highest level of coverage. They can be set up to protect new
electronic products against most, if not all, potential malfunctions or
failures, including those that are not covered by the product's original
equipment manufacturer (OEM) warranty.</span></div>
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<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">1. Allows customers to prepare for the unexpected and
possibly avoid having to pay for any large, unforeseen repair bills.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">2. Convenient,
efficient and stress free, it takes away anxiety consumers might have should
something go wrong with their purchase.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">3. Affordable and
costs a fraction of what one might typically pay for a new replacement.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">4. Saves time as
customers no longer have to search for a repair company to fix their damaged
merchandise.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">5. If a covered
product is not repairable, it could be replaced with a new model.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">6. Consumer
products have become more complex and contain more electronics than they did
just 10 years ago, which makes an extended service contract even more valuable
to have.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">7. As a
value-added benefit, numerous service contracts provide toll-free call center
support for immediate help with in-home repair and questions about covered
products.</span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">8. Some OEM
warranties offer limited protection, which can be supplemented with an extended
service contract once the warranty expires.<br /> </span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">9. Electronic
products have become more mobile over the years, which mean that they can be
more susceptible to accidental damage from typical everyday use.<br /> </span><span style="font-size: 12pt; line-height: 115%;"> </span></span></h2>
<h2 style="text-align: left;">
<span style="font-weight: normal;"><span style="font-size: 12pt; line-height: 115%;">10. Many service
plans offer on-site repair for added convenience.</span><span style="font-family: Calibri, sans-serif; font-size: 12pt; line-height: 115%;"> For more consumer tips and information
regarding extended warranties and vehicle service contracts, be sure to visit: </span><span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><span style="font-size: 12.0pt; line-height: 115%;"><a href="https://foursquare.com/amtrustwarranty">https://foursquare.com/amtrustwarranty</a></span></span></span></h2>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDoUTCU_kK8iU2f1f13_-nDfoU77iSCFjMjCq9FKxfL4h-ExIxc0rgPew9PsTVvkNx47pkMd4g7Znf-aB8eVqQNpHBkceBPhjYS5H7dZ_jZMyfVv32aydVliuEvQeFXSqscF7JbC6ErHs/s1600/PageImgMid-GeneralContactUs_1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="93" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDoUTCU_kK8iU2f1f13_-nDfoU77iSCFjMjCq9FKxfL4h-ExIxc0rgPew9PsTVvkNx47pkMd4g7Znf-aB8eVqQNpHBkceBPhjYS5H7dZ_jZMyfVv32aydVliuEvQeFXSqscF7JbC6ErHs/s320/PageImgMid-GeneralContactUs_1.jpg" width="320" /></a></div>
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<span style="font-weight: normal;"><span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br /></span></span></h2>
</div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.790367 -97.2240911 32.897667 -97.0620431tag:blogger.com,1999:blog-8405740747264392136.post-22764098859078688812015-08-18T05:20:00.000-07:002015-08-18T05:20:25.159-07:00AmTrust Reports A 16% Increase in Operated Earnings For The Second Quarter 2015<div dir="ltr" style="text-align: left;" trbidi="on">
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AmTrust Financial Services (AFSI), the parent company of
Warrantech, recently announced continued growth of operating earnings and
strong operating on equity for the second quarter ended June 30, 2015.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigVf8gIEqOlM1oJD6gcyFzQe9u4H652Vj2VtLGOOyeDqR3Lt-Zu4EfjPmV9NfPaMOcR2glUZZLXkWrUP-nllrTqX4Ag4e2trsoMjOxhihjh-5d5OAxW31oRj8zQkSBpTNIurGZhjEBZ9o/s1600/AFSI_AMT_Warranty_color.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigVf8gIEqOlM1oJD6gcyFzQe9u4H652Vj2VtLGOOyeDqR3Lt-Zu4EfjPmV9NfPaMOcR2glUZZLXkWrUP-nllrTqX4Ag4e2trsoMjOxhihjh-5d5OAxW31oRj8zQkSBpTNIurGZhjEBZ9o/s1600/AFSI_AMT_Warranty_color.png" /></a></div>
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Operating earnings were $130.5 million, or $1.55 per diluted
share, an increase of 22%, compared to $107.1 million, or $1.34 per diluted
share, in the second quarter of 2014. Second quarter 2015 net income
attributable to common stockholders was $70.7 million, or $0.84 per diluted
share, compared to $106.3 million, or $1.33 per diluted share, in the second
quarter 2014. Second quarter 2015 annualized operating return on common equity
was 26.3% compared to 28.0% in the second quarter 2014. Annualized return on
common equity was 14.3% for the second quarter of 2015 compared to 27.8% for
the second quarter of 2014. </div>
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<span style="font-size: 16.0pt; line-height: 115%;">Second
Quarter 2015 Results<o:p></o:p></span></div>
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Total revenue was $1.11 billion, an increase of $0.10
billion, or 10%, from $1.01 billion in the second quarter 2014. Gross written
premium was $40.3 billion and net written premium was $1.01 billion, an
increase of $85.0 million, or 9%, compared to $923.7 million in the second quarter
2014. Net earned premium was $969.0 million, an increase of $94.0 million, or
11%, from $874.9 million in the second quarter 2014. The combined ratio was
90.5% compared to 90.9% in second quarter 2014.</div>
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A summary of Q2 results is listed below along with a link to
the earnings release. </div>
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<span style="font-size: 16.0pt; line-height: 115%;">Financial
Highlights<o:p></o:p></span></div>
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<span style="font-size: 16.0pt; line-height: 115%;">Second
Quarter 2015<o:p></o:p></span></div>
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• Gross written premium of $1.68 billion, up 16% compared to
$1.44 billion in the second quarter of 2014</div>
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• Net earned premium of $969.0 million, up 11% from $874.9
million in the second quarter 2014</div>
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• Operating diluted EPS of $1.55 compared to $1.34 in the
second quarter 2014</div>
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• Diluted EPS of $0.84 compared with $1.33 in the second
quarter 2014</div>
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• Annualized operating return on common equity of 26.3% and
annualized return on common equity of 14.3%</div>
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• Service and fee income of $107.7 million, up 8% from the
second quarter 2014</div>
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• Operating earnings of $130.5 million, up 22% compared to
$107.1 million in the second quarter 2014</div>
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• Net income attributable to common stockholders of $70.7
million compared to $106.3 million in the second quarter 2014</div>
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• Combined ratio of 90.5% compared to 90.9% in the second
quarter 2014</div>
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<span style="font-size: 16.0pt; line-height: 115%;">YTD 2015<o:p></o:p></span></div>
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• Gross written premium of $3.41 billion, up 10% compared to
$3.11 billion YTD 2014</div>
<div class="MsoNormal">
• Net earned premium of $1.92 billion, up 13% from $1.70
billion YTD 2014</div>
<div class="MsoNormal">
• Operating diluted EPS of $3.01 compared to $2.58 YTD 2014</div>
<div class="MsoNormal">
• Diluted EPS of $2.69 compared with $2.60 in YTD 2014</div>
<div class="MsoNormal">
• Annualized operating return on common equity of 27.1% and
annualized return on common equity of 24.2%</div>
<div class="MsoNormal">
• Service and fee income of $220.6 million, up 16% from
$190.5 million YTD 2014</div>
<div class="MsoNormal">
• Operating earnings of $251.9 million, up 23% compared to
$204.5 million in YTD 2014</div>
<div class="MsoNormal">
• Net income attributable to common stockholders of $225.4
million compared to $206.1 million in YTD 2014</div>
<div class="MsoNormal">
• Combined ratio of 89.8% compared to 90.4% in YTD 2014</div>
<div class="MsoNormal">
• Book value per common share of $24.05, up 8% from $22.34
at December 31, 2014</div>
<div class="MsoNormal">
• AmTrust's stockholders' equity was $2.47 billion as of
June 30, 2015 up 21% compared to $2.04 billion as of December 31, 2014</div>
<div class="MsoNormal">
<br /></div>
<span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">For more consumer tips and information regarding
extended warranties and vehicle service contracts, be sure to visit: </span><a href="http://www.onlineprnews.com/news/398475-1373521737-amt-warranty-corp-extendedwarranty-enhancing-programs-and-support-services.html">http://www.onlineprnews.com/news/398475-1373521737-amt-warranty-corp-extendedwarranty-enhancing-programs-and-support-services.html</a></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-57712968277317675472015-08-12T05:29:00.001-07:002015-08-12T05:29:51.263-07:00AMT Warranty Corp - Extended-Warranty Enhancing Programs and Support Services<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">AMT Warranty
Corp's extended-warranty providers are rolling out a host of new services and
programs for clients and end users to help lower costs and raise attachment
rates during the slow economic recovery.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlE2p5N2a4AobrslIV1n8sy0UI7LQOgPxRz_PvV-bNGitt7dvfzsKIj8Y4G25D1QPV7daLpc5FqRki_OuXiqtdKpZ-NIqFeqggNev5OaDUjr1dspfZ9SQaRQS4ncdVqnml5x6HI4wU3VM/s1600/AFSI_AMT_Warranty.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhlE2p5N2a4AobrslIV1n8sy0UI7LQOgPxRz_PvV-bNGitt7dvfzsKIj8Y4G25D1QPV7daLpc5FqRki_OuXiqtdKpZ-NIqFeqggNev5OaDUjr1dspfZ9SQaRQS4ncdVqnml5x6HI4wU3VM/s1600/AFSI_AMT_Warranty.png" /></a></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><a href="http://amtwarranty.tumblr.com/">AMT warranty</a> service is placing
greater emphasis on extended-service plan (ESP) bundles that provide a
value-add for consumers. “You can boost sales by providing extended warranties
with a different twist,” said President of the company, such as an
identity-theft protection offer included free with the purchase of a plan, or
15 months of coverage for the price of 12. “We are giving the consumer a more
robust offering so they feel they are getting more for their money,” he
explained.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><a href="https://www.facebook.com/amtservicecorp">AMT Service Corp</a> is also
maintaining “an intense focus” on account management through enhanced training,
point-of-sale material and sales techniques. “Sales people need a different dialogue
today,” said, one of the company officials, as hard-pressed consumers question
an extra ESP outlay in a tough economy. “Clients welcome a different message
for different times.”<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">For Service
Net Warranty, growth has come from multiple channels, including OEM aftermarket
programs; subscription-based coverage for notebooks and wireless devices that
can be extended from month to month; and an early entry into the burgeoning
e-book reader business, which has given it a dominant position in that category.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">For
manufacturers, Service Net is providing a stepped-up marketing program that
reaches out to consumers both during and at the conclusion of their
extended-service contracts through email, direct calls, social networking and
direct mail pieces. The company is also now offering factory service programs
on Amazon.com for a wider array of clients including Panasonic, Sharp and the
recently signed LG Electronics.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The company
recently began providing factory and aftermarket warranty programs for two of
the industry's leading flat-panel TV vendors, and continues to expand its
extended-warranty offering with current manufacturer clients.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><a href="https://sites.google.com/site/amtwarranty/amt-warranty-corp-offer-original-equipment-manufacturer-oem-warranties-and-protect-it-card">AMT
Warranty Corp</a> has also enjoyed a significant expansion in the fitness
category as that business extends into the CE space, and has upped its profile
with furniture dealers, where CE is also playing an increasingly significant
role.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">For NEW
Customer Service Companies, the answer is a new suite of interactive
plug-and-play Web tools that can help optimize sales of extended-service plans
and other premium services for retailers by providing an appealing and
convenient online interface for consumers.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">“As online
retailing has grown, and as services are continually being added to support
product offerings such as extended-service plans, NEW identified a need for
tools to manage that system and provide a more engaging experience for
customers,” said the CEO of the company.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">About AMT
Warranty Corp<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">AmTrust
Financial Services, Inc. was founded in 1998 to provide workers' compensation
insurance to small businesses across the United States. AMT Warranty develops
specialized programs to meet your individual business needs. We look forward to
the opportunity to demonstrate how extended service plans bring value to you
and your customers. Extended Service Plan agreements offer customers the
highest level of product protection against potential failures of their new
purchase - beyond the product's original OEM warranty.<o:p></o:p></span></div>
<span style="font-family: "Calibri","sans-serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">For more consumer tips and information regarding
extended warranties and vehicle service contracts, be sure to visit: <a href="https://about.me/amtservicecorp">https://about.me/amtservicecorp</a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0Bedford, TX, USA32.844017 -97.143067132.7906555 -97.2237481 32.8973785 -97.0623861tag:blogger.com,1999:blog-8405740747264392136.post-90165422225463866172015-08-07T02:33:00.004-07:002015-08-07T02:35:04.981-07:00AMT Acquires Remainder of Warrantech<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span style="font-family: Arial, sans-serif;">AMT Warranty Corp.
announced last week that it has purchased the remaining 73 percent of
Warrantech Corp., bringing its interest in the company to 100 percent.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span style="font-family: Arial, sans-serif;">AMT is a subsidiary of
AmTrust Financial Services, Inc.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<br /></div>
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<span style="font-family: Arial, sans-serif;">“We are excited about the
additional revenue opportunities and diversification that the Warrantech
transaction provides,” AmTrust Financial Services, Inc. President and CEO Barry
Zyskind said as part of the announcement. “By bringing together these two robust
warranty administration platforms, we expect to significantly increase our fee
income and benefit from enhanced scale and technology efficiencies while
further strengthening AmTrust’s market presence and premium opportunities in
the warranty space.<o:p></o:p></span></div>
<div style="margin-bottom: .0001pt; margin: 0in; vertical-align: baseline;">
<br /></div>
<span style="font-family: Arial, sans-serif; font-size: 11pt; line-height: 115%;">For
more consumer tips and information regarding extended warranties and vehicle
service contracts, be sure to visit: </span><a href="http://amtwarranty.jimdo.com/amt-warranty-blog/amt-warranty-corp-offer/">http://amtwarranty.jimdo.com/amt-warranty-blog/amt-warranty-corp-offer/</a></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-29756085182114390622015-08-05T00:38:00.000-07:002015-08-05T00:38:53.220-07:00“Everything Must Go” — Including Warranties?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Losing a
favorite place to buy a book, procure the latest electronic gadget or update
the home can send passionate shoppers into an emotional spiral much like the
stages of grief. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"> Denial sets in first. “They can’t go out of
business; they are always so helpful and sell only the best products.” <o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Soon after comes the inevitable anger stage.
“Great, they went out of business. Now my extended service plan (ESP)* won’t be
any good. How could they do this to me?”<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">*NOTE: While many store associates and
consumers consider the purchase to be an extended warranty, this is often not
the case. Many extended plans are not truly adding on to the original
manufacturer’s warranty, but rather, extend the post-warranty service options
and are therefore more appropriately referred to as an extended service plan,
or ESP.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Retailer bankruptcies have been an unfortunate
reality, as almost 3,000 stores in the U.S. closed, were downsized or went out
of business in the 2013 calendar year. While many analysts believe that the
worst is now over, many consumers are still left wondering what will happen to
their ESPs. The truth is there are a number of ways it can go.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"> In a worst case scenario, extended service
contracts are voided when the company files for bankruptcy. This is often the
case if the retailer underwrites its own ESPs. On a positive note,
manufacturers’ warranties are in no way affected when a retailer closes. So,
some repairs and replacements might still be covered.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">In a better
scenario, the retailer outsourced its warranty underwriting to a reputable
third party.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"> “The end of a retailer doesn’t necessarily
mean the end of the extended service plan,” said Sean Stapleton, CEO of
Warrantech. “Responsible companies have safeguards in place, such as
third-party contract underwriters, that protect their customers, even after
bankruptcy.”<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">So, the
first step is to read the service contract papers if a store closes. Chances
are that the ESP isn’t actually owned by the retailer, so there’s no reason to
panic. But, rather than waiting until the unthinkable happens, Stapleton
advises to read the service contract before it’s purchased to avoid potential
problems down the road.<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">“Check the
fine print for a third-party provider and consider the reputation of the
company,” Stapleton said. “Look for an address to write to or a phone number
you can call if there are issues.”<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"> Consumers are spending more on electronics and
other big-ticket items than ever before, so ESPs are becoming increasingly
important — as long as they will be there when they are needed. On its consumer
protection website, the Federal Trade Commission urges shoppers to read
warranty and ESP paperwork and look for answers to the following questions:<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">- How long
does the warranty and ESP last?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">- Who do I
contact to get warranty and ESP service?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">- What will
the company do if the product fails?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">- What parts
and repair problems are covered?<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">- Are there
any conditions or limitations on the warranty or ESP?<o:p></o:p></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">By asking
these questions upfront and ensuring that their ESPs are backed by a reputable
third party, shoppers can gain peace of mind that their purchases will be
covered — even if a favorite retailer permanently closes.<o:p></o:p></span></div>
<span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;"><br /></span>
<span style="font-family: "Calibri","sans-serif"; font-size: 11.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">For more consumer tips and information regarding
extended warranties and vehicle service contracts, be sure to visit:</span> <a href="https://vimeo.com/amtwarrantycorp" target="_blank">https://vimeo.com/amtwarrantycorp</a></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-64230510596680699912015-07-28T04:57:00.001-07:002015-07-28T04:57:05.905-07:00AMT Warranty Corp Wins Gold at the 2015 Stevie Awards for Sales & Customer Service<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Warrantech
was presented with a Gold Stevie® Award for Innovation in Sales during the
ninth annual Stevie Awards for Sales & Customer Service. The awards were
presented to honorees during a gala banquet on Friday, February 28, at the
Bellagio in Las Vegas. More than 500 executives from the U.S.A. and several
other nations attended.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">The Stevie
Awards for Sales & Customer Service are the world’s top sales awards,
business development awards, contact center awards, and customer service
awards. The Stevie Awards organizes several of the world’s leading business
awards shows including the prestigious American Business AwardsSM and
International Business AwardsSM. <o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">More than
1,900 nominations from organizations of all sizes and in virtually every
industry were evaluated in this year’s competition, an increase of 27% over
2014. Finalists were determined by the average scores of 139 professional’s
worldwide, acting as preliminary judges. Entries were considered in 54
categories for customer service and contact center achievements, including
Contact Center of the Year, Award for Innovation in Customer Service, and
Customer Service Department of the Year; 50 categories for sales and business
development achievements, ranging from Senior Sales Executive of the Year to
Business Development Achievement of the Year; and categories to recognize new
products and services and solution providers. The Business Development
categories are new for 2015.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">More than
100 members of several specialized judging committees determined the Gold,
Silver and Bronze Stevie Award placements from among the Finalists during final
judging earlier this month.<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Warrantech
was recognized for its Connected Protection program, which provides repair and
replacement benefits for mobile devices utilized in a connected vehicle should
such devices malfunction. Available through automobile dealers, the protection
plan can be added to the vehicle financing, thereby costing pennies per day for
extensive coverage. Enhancing Warrantech's product portfolio, the new offering
also provides important benefits to connected vehicle owners and much-needed
additional revenue sources for auto dealers.
<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">“Entries to
the Stevie Awards for Sales & Customer Service awards have more than
doubled over the past three years,” said Michael Gallagher, president and
founder of the Stevie Awards. “The widespread support of this program
illustrates the importance of the functions it recognizes to business success.
This year’s Stevie Award winners are the highest rated in the history of the
awards, and we congratulate all of the winners on their commitment to
excellence and innovation.”<o:p></o:p></span></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 115%;">Warrantech
administers and markets service contracts and after-market warranties on
automobiles, automotive components, recreational vehicles, appliances, consumer
electronics, computers and computer peripherals for retailers, distributors and
manufacturers. Warrantech ESPs are underwritten by sister company AmTrust Group
insurance carriers, rated “A” (Excellent) by A.M. Best Company for their
financial strength and stability.<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 16.8pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="color: #52524c; font-family: "Helvetica","sans-serif"; font-size: 13.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";"><br /></span></i></div>
<div class="MsoNormal" style="background: white; line-height: 16.8pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<i><span style="color: #52524c; font-family: "Helvetica","sans-serif"; font-size: 13.0pt; mso-bidi-font-size: 11.0pt; mso-fareast-font-family: "Times New Roman";">For more consumer tips and information
regarding extended warranties and vehicle service contracts, be sure to visit:</span></i>
<a href="https://www.facebook.com/amtservicecorp" target="_blank">https://www.facebook.com/amtservicecorp</a></div>
</div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0tag:blogger.com,1999:blog-8405740747264392136.post-66094702103133649602015-07-06T05:25:00.003-07:002015-07-06T05:29:28.016-07:00Introducing Campers Edge, Protection for Motor homes<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal" style="background: white; line-height: 20.4pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<h1 style="background-color: white; margin: 0px;">
<span style="background-color: transparent; font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">AMT Warranty Corp</span></span><span style="color: grey; font-family: arial, helvetica, sans-serif;"><span style="font-size: 16px;"> is proud to now offer dealers and customers alike the finest overall RV program in the industry — Campers Edge. As industry leaders since 1983, AMT Warranty Corp developed Campers Edge to strike the perfect balance between providing comprehensive coverage choices while keeping it simple to use. </span></span></h1>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
</div>
<div style="background-color: white;">
<span style="color: grey; font-family: arial, helvetica, sans-serif;">Only Campers Edge offers the flexibility to choose the coverage plan, length of coverage, number of miles covered and deductible to fit the way you drive and the budget you live with. Whether you drive 5,000 or 50,000 miles a year, AMT Warranty Corp has made it easy to pick the coverage that’s right for you: </span><br />
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><strong style="color: grey; font-family: arial, helvetica, sans-serif; font-size: 14px;">Two Simplified Coverage Levels</strong></span><br />
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">•</span><strong style="color: grey; font-family: arial, helvetica, sans-serif; font-size: 14px;"><span class="Apple-tab-span" style="white-space: pre;"> </span>Preferred</strong></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">- Comprehensive stated component coverage</span></span></span><br />
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">•</span><span class="Apple-tab-span" style="color: grey; font-family: arial, helvetica, sans-serif; white-space: pre;"> </span><strong style="color: grey; font-family: arial, helvetica, sans-serif; font-size: 14px;">Ultimate</strong></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">- Exclusionary coverage</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">•</span><span class="Apple-tab-span" style="color: grey; font-family: arial, helvetica, sans-serif; white-space: pre;"> </span><span style="color: grey; font-family: arial, helvetica, sans-serif;">Coverage available for motor homes, travel trailers, fifth wheels, pop-ups and slide-ins</span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Fewer add-on or surcharged items than found in competitive programs</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>New plan terms up to 7 years</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Used plan terms up to 4 years</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Coverage available for units up to current plus 15 model years old</span></span></span></div>
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</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><strong style="color: grey; font-family: arial, helvetica, sans-serif; font-size: 14px;">Features And Benefits For Customers</strong></span><br />
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">•</span><span class="Apple-tab-span" style="color: grey; font-family: arial, helvetica, sans-serif; white-space: pre;"> </span><span style="color: grey; font-family: arial, helvetica, sans-serif;">Multiple time and mileage terms</span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>24/7 roadside assistance</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Coverage that meets your needs and fits within your budget</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Motorhome coverage available for:</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;"> - Units with up to 100,000 miles </span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;"> - Units up to $500,000</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Unparalleled customer service </span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Deductibles: 50, 100, 200 and 100 disappearing</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><strong style="color: grey; font-family: arial, helvetica, sans-serif; font-size: 14px;">Features And Benefits For Dealers</strong></span><br />
</div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey; font-family: arial, helvetica, sans-serif;">•</span><span class="Apple-tab-span" style="color: grey; font-family: arial, helvetica, sans-serif; white-space: pre;"> </span><span style="color: grey; font-family: arial, helvetica, sans-serif;">Offers your customers the best coverage available</span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Simplified, transparent reinsurance opportunities with no hidden fees</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Ability to transact business online through Warrantech’s “VSCOnline” Platform</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>30 minutes or less claims payment</span></span></span></div>
<div style="background-color: white; font-family: sans-serif; font-size: 12px;">
<span style="font-size: 16px;"><span style="color: grey;"><span style="font-family: arial, helvetica, sans-serif;">•<span class="Apple-tab-span" style="white-space: pre;"> </span>Offers significant income opportunities from a strong, stable company that treats your business with respect</span></span></span><br />
</div>
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<span style="font-size: 14.0pt;">For more
consumer tips and information regarding extended warranties and vehicle service
contracts, be sure to visit: <a href="https://www.facebook.com/amtservicecorp">https://www.facebook.com/amtservicecorp</a></span><span style="color: #52524c; font-family: "Helvetica","sans-serif"; font-size: 14.5pt; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></div>
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<div class="blogTagsWrap" style="background-color: white; color: #52524c; font-family: 'Helvetica Neue', Helvetica, Helvetica, Arial, sans-serif; font-size: 1.2em; line-height: 1.7em; margin-top: 10px !important;">
<strong>Filed Under: </strong><a href="https://warrantech.com/blog?tagname=CampersEdge&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">CampersEdge</a>, <a href="https://warrantech.com/blog?tagname=coverage&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">coverage</a>, <a href="https://warrantech.com/blog?tagname=fifth&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">fifth</a>, <a href="https://warrantech.com/blog?tagname=motorhomes&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">motorhomes</a>, <a href="https://warrantech.com/blog?tagname=pop-ups&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">pop-ups</a>, <a href="https://warrantech.com/blog?tagname=slide-ins&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">slide-ins</a>, <a href="https://warrantech.com/blog?tagname=trailers&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">trailers</a>, <a href="https://warrantech.com/blog?tagname=travel&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">travel</a>,<a href="https://warrantech.com/blog?tagname=Warrantech&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">Warrantech</a>, <a href="https://warrantech.com/blog?tagname=wheel&groupid=2" style="background: transparent; color: #0444ad; text-decoration: none;">wheel</a></div>
</div>
</div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com5tag:blogger.com,1999:blog-8405740747264392136.post-40039658341984804442015-06-29T00:09:00.003-07:002015-06-29T00:09:52.689-07:00AmTrust EPLI product: low-cost and absolutely vital—it’s a win-win<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-size: 12pt; line-height: 115%;">Employment-related claims are a serious risk to any
business. To lessen that risk, AmTrust offers Employment Practices Liability
Insurance (EPLI) coverage—a comprehensive, low-cost product that is necessary
to protect small businesses from employment practices liability exposure,
especially in today’s lawsuit-happy world.<o:p></o:p></span></div>
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<br /></div>
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<span style="font-size: 12pt; line-height: 115%;">Our EPLI product provides free risk management services
that were previously available only to larger companies. In addition, our EPLI
product provides the insured with coordination of defense counsel, rather than
selecting their own, which has shown to reduce costs by more than 35%.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Types of Coverage<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">The AmTrust EPLI product provides coverage for all
employees including full-time, part-time, seasonal, temporary, volunteers and
dedicated independent contractors and includes both Standard and Enhanced
coverage options. The enhanced version covers inappropriate third party conduct
and punitive damages.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">EPLI-related Insured Events include:<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Discrimination<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Sexual harassment<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Wrongful termination/demotion/discipline<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Failure to hire/promote/fire/demote<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Wrongful infliction of emotional distress<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">False imprisonment/detention, malicious prosecution<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Libel, slander, defamation of character<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Invasion of privacy<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">The website, www.amtrustworkplace.com, provides the
following resources:<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Online training to prevent sexual harassment—that meets
stringent requirements in several states<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Online training for following proper procedures of
employee terminations<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Online training to prevent employee discrimination<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Information on compliance with wage and hour laws<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Customizable employment policies and procedures,
available in English and Spanish<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Example employee handbooks<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Human resources policies<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">FAQs<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">EPLI is straightforward, low cost, and is easy to add <o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">The AmTrust EPLI product has every advantage and no
downside. EPLI can be automatically added to class-qualified policies; it has
straightforward underwriting rules; and it is low cost.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">Additionally, our EPLI product also provides personal
contact within 24-48 hours of all claims submitted; and, includes a risk
management website for both agents and insured’s.<o:p></o:p></span></div>
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<span style="font-size: 12pt; line-height: 115%;">For additional information on EPLI coverage, please
contact your Regional Sales Manager.<o:p></o:p></span></div>
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<br /></div>
<span style="background: #F4EFE9; color: #333333; font-family: "Verdana","sans-serif"; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">For
more consumer tips and information regarding extended warranties and vehicle
service contracts, be sure to visit: <a href="https://about.me/amtservicecorp">https://about.me/amtservicecorp</a></span></div>
Johan Michalhttp://www.blogger.com/profile/13983620171814385613noreply@blogger.com0